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Commercial lenders during uncertain times
“Do not be embarrassed by your failures, learn from them and start again”
“The airplane takes off against the wind, not with it.”
“The broker will identify the most suitable funder from their panel to provide the loan”
“No”. “Maybe”. “If…”. “But”. Will you ever just get a “Yes” from a Bank?
“The Government understands small businesses” – do they?
“They saved me the hassle” and other reasons why business people prefer ASC
“When you are going through hell, keep on going. Never, never, never give up.”
“Yesterday’s home runs don’t win today’s games.”
£1 Trillion Debt – Where has the money gone?
£20bn raised by introducing one new tax – Yes – with one condition.
£3 trillion in a week?!
2017 – The year for your small business
3 Reasons not to raise money now
50 Not Out!
50,000 UK businesses have trusted us with their finance – here’s why!
A (ridiculously priced) ticket to ride!
A better Idea for Quantitative Easing
A lawyer who defends himself has a fool for a client
A Manufactured Issue – Financing Medium Businesses
A personalised plate, more than just numbers and letters!
A positive future for small business finance!
A taxing question?
A Tool Like No Other
A Universal SME Finance Platform – Ideal Future, or a Pipe Dream?
A vicious circle – why RBS “can’t force businesses to borrow”
AAA or Double Dutch – Take 2
Access to every lender at your fingertips!
Actions Speak Louder than Words
After the Tsunami of Initiatives
After the Tsunami, Libor and you
Age is no barrier to commercial finance
Aged 60 or older? There may still be business finance for you!
AI and Fintech – Can you trust a computer with your loan?
Alternative finance is growing – but is it right for your business?
Am I too old for business finance??
An Honest Professional, or a Boring Paper-Pusher? What makes a good broker?
An Interesting Proposition – Are we seeing falling rates?
An internet search for commercial finance draws over 43 million results
Another New lending Scheme doomed for the dustbin – thankfully there is ASC
Another year over… and a new one just begun.
Are Bankers bonkers (or are we bonkers?)
Are Bankers Really Bonkers? Part 2…
Are Bankers Really That Bonkers?
Are banks lending enough?
Are banks lending enough?
Are big banks failing small businesses?
Are big banks failing small businesses?
Are Bridging Loans a Good Tool for Business Finance?
Are unsecured loans really a “poison pill”?
Are you customer centric?
Are you fed up with modern banking?
Are you secure enough for an unsecured loan?
Are your finances keeping you up at night?
ASC – A Cut above the rest!
ASC and Amir Khan and Business Finance – we are not joking
ASC are both a local network and a national organisation. Just how do we manage that?
ASC have partnered with Get Me My Mortgage!
ASC Update – Covid 19
Award Winning ASC
Backing up confidence with actions
Bad business decisions in the past are no excuse to blame banks
Bad Lender, Bad Loan, Bad Luck
Bad News for Journalists and Politicians – there is some good news
Bank Bashing Continues – But is it fair?
Bank Bashing Continues – take 2
Bank loan process remains ‘complex’
Bank Managers and Bank Holidays
Bank Managers are people too – never forget that!
Bank of England v Treasury
Banks adapt to lack of lending
Banks sweet on start ups
Banks take longer to approve
Barclays Bank and LIBOR
Basic Opinions
Becoming a broker – your path to happiness?
Bespoke, tailored exactly to fit you, created by experts with decades in the field. A suit? No, a loan!
Beyond banks in search of funds
Blockchain & AI – Finance’s Future?
Boom for UK Manufacturing
Borrowers fail to benefit from banks’ riches
Breaking bread with RBS Business Lending
Breaking down barriers for small businesses
Britain only succeeds when working people and businesses succeed
Britain’s property market is reopening
British Manufacturing – Let the little guy grow!
Brokers vs the Bank Referral Scheme
Business Finance – do you enjoy wasting your time?
Business finance – Ignore the headlines and don’t give up!
Business Finance – Think outside the box!
Business Finance & Banks – it is not a joke
Business Finance can be arranged
Business Finance doesn’t have to be Rare!
Business Finance for Humans or Robots? You decide!
Business Finance gone Wronga
Business finance is a bespoke service. So why not make sure you’re getting what’s right for you?
Business finance should be simpler!
Business Finance, but Better!
Business is tough – let us make it easy!
Business lending gone Wronga
Business Loans don’t always mean expansion – they can be whatever you make them!
Buy-to-Let Property – Limited Company or Own Name
Buy-to-lets: a “soft” approach to business?
Buying a Business – Leasehold vs Freehold
Buying a business? How much can you afford?
Buying a business? When is the right time to look for finance?
Buying a Post Office. Arranging finance is part and parcel of the process!
Buying commercial property at auction? What about the finance?
Call Centres
Can Businesses learn from the Communist Politbureau in China?
Can I get finance for a property development?
Can I get property development finance without planning permission?
Can I Repay a Business Loan Early?
Can you access the funds you need – the rates you want – terms you are happy to work with?
Can you put a price on loyalty?
Can you really help a SME if you aren’t one?
Cap the Bankers bonuses – do we care?
CBILS is adapting – How that can assist your business
Centre of A-tenant-tion
Changing Small Business Saturday to Small Business Every Day!
Christmas in August – You must be joking!
Commercial Finance is available for UK Businesses
Commercial finance is available from as little as 2%
Commercial finance shouldn’t be scary
Commercial Lending is on the Rise!
Commercial property auctions head online in response to COVID-19
Commercial Rates from as little as 2%
Committee urges government action on bank lending
Companies fail to tap potential of invoice financing
Complaints about small business loans rise
Concerns over business bank
Confidence breeds success
Confidentiality of tax
Confused about Peer-to-Peer Finance? Have a look at our new Infographic!
Cooking up the right finance for a restaurant
Corporate Cash at Record £731 billion
Could a commercial mortgage help supercharge your business?
Could Crowdfunding Work for You?
Could the EFG Scheme be the right route for you? Find out in our latest Daltons article!
Credit easing’ won’t help if mired in red tape
Customer focused? Results will come
Dealing with lenders is a lot like selling your house
Deals, Deals, Deals – Finance for Business can be arranged
Design your bank!
Did you know that 70% of businesses approach only one lender for commercial finance
Did you know you could use your pension for commercial property finance? Our latest ASC Infographic outlines SIPP Finance.
Do Politicians Understand Small Businesses?
Do small businesses really need to get bigger? How business expansion factors into finance.
Do we not deserve more than second best?
Do you agree with Lord Digby Jones?
Do you deserve a small business MBE?
Do you know the name of your bank manager?
Do you know the name of your bank manager? I didn’t think so.
Do you know your customers?
Do you like Banks?
Do you like call centres? Yes or No?
Do you like paying more for your Business Finance?
Do you rate the loan you’re looking for?
Do you run a small busy-ness?
Do you think the Budget will be good for Small Business?
Do your clients think you are a Bank?
Does regulation really benefit the consumer?
Does tipping encourage better service?
Don’t be a fool, make sure you know the market!
Don’t be a jack of all trades, yet a master of none
Don’t call small businesses lazy! They are just disillusioned.
Don’t give up before you’ve started
Don’t just talk the talk – you need to walk the walk!
Don’t realise the truth until it’s too late!
Double Dutch or Triple A (AAA)
Double Dutch or Triple A (AAA)?
Downing Street: “It’s never been easier to set up a business”
Economic Advisor required – No experience necessary?
Edward Davenport is coming back
Emails, Online and the Internet – are they really killing Professional Relationships?
Even the banks choose ASC for their finance!
Even the best laid plans can go astray
Everybody wants the better deal
Everyone wants the “right” deal. What does that actually mean?
Experience and Understanding – Always Necessary!
Experienced Hands
Experienced hands are safe hands
Failing to Plan, is Planning to Fail
Faster, simpler, better access to business finance
Fed up with renting your business premises?
Finance for B&Bs
FINANCE FOR THE OVER 50’S AND OVER 60’S
Finance guide to buying a Bed & Breakfast
Finance Guide to Buying a Business
Finance Guide to Buying a Care Home
Finance has more options than you can shake a stick at – here are a few you might not have heard of!
Finance is a powerful negotiating tool – have a look at our article with Daltons Business to see how it can change the sale process.
Finance is Available! And this is not an April Fool!
Finance Myths Dispelled
Find out what finance is right for your business
Finding Finance – how much research should you do?
Focus on Leisure and Tourism: Want an Olympic Legacy? Then Cut the VAT!
Focus on Manufacturing: Small Firms are the Driving Force
Focus on Property Development: Does Help to Buy actually help?
Focus on Property Development: Why should we support property developers?
Focus on Property Development: Why we need more property development – no we are not mad!
Focus on Retail – Dear Government: Retailers do not need more reports, they need your support!
Focus on Retail – William Grimsey: Why we need a plan for the British High Street
Focus on Retail – You are not bonkers if you are thinking about Christmas in October… You are bonkers if you are not!
Forget the Jargon!
Freedom from Freeholds? Leasehold Business Finance
FSB Finance for Business
Funding Circle recognition
Funding for businesses is doomed – here’s why
Funding for Lending – here we go again
Funding for Lending may be Failing… But Finance is still Available!
Funds, safe and sound – Why you need to be sure of Security in Finance
George Osborne’s Advice: Hamster food for China!
Get your working capital working for you
Getting business finance is easy, right? Wrong.
Going for Broke(r)
Going, Going, Gone! The World of Auction Finance
Good News for UK Businesses!
Good News or Bad News – High Street Closure Rates
Guess who is dispensing an array of marketing advice?
Hard Core Borrowing – I’m Not Kidding
Has the branch manager actually disappeared?
Have you got what it takes?
Have you prepared for the rise in interest rates?
Having one bank may no longer be enough
Help Us! – Another Initiative for Regulation
Here’s the first of our new ASC Infographics – What is the EFG Scheme?
High confidence – but low expectations!
How ASC can help you expand your business
How do you pass the lending criteria with little to no security?
How long do you think it takes to get a mortgage appointment?
How many banks are there? So many more than you think.
How much can you borrow when you want to buy a business?
How to clear the bottlenecks of business
How to find a commercial lender that works for you and your business?
How to maximise your chances of receiving finance – 3 tips for the best applications
How to raise finance for a pub
HSBC cuts loan rates for small businesses that hire
I hate to say ‘I told you so.’
If you like to pay 4000% for business loans – take it and enjoy it
If you love red tape…You’ll love the new National Loan Guarantee Scheme
In case you missed it, we have been working with PMM magazine – here is our article on dispelling finance myths for the garage world!
Incentive for Banks – Quantitative Easing Translated in to English
Innovative ways in the search for funding
Interest rates for Small Business Loans
Interesting Times are ahead – use them to your advantage. The ASC Autumn Newsletter
Inviting a Comparison
Is 3% base rate better than 2% over base rate?
Is Bigger Really Better? The Advantages of Small Business
Is invoice discounting right for you?
Is it time to stop the bank bashing?
Is the Enterprise Finance Guarantee Scheme right for my business?
It Pays to Shop Local
It’s not the banks fault stupid
It’s time to step outside your comfort zone!
Job creators refused mortgages while staff get Help to Buy
Keeping the “Human Touch”
Know your budget before you buy!
Knowledge at Your Fingertips
Last Call! Why we all need to help save small businesses.
Leasehold businesses can still find finance. Have a look at our article with Daltons Business to see how.
Lenders keep zombie companies alive
Lenders, Lenders everywhere – which one is right for you?
Lending a Hand – What do lenders look for when they provide business finance.
Lending Schemes have made scant difference
Lending to Small UK Companies is at an All-Time Low
Lending to small UK companies tumbles
Lifting Invoice Finance Restrictions for Small Business
Lloyds Bank, Co-op Bank the financial regulator and you
Lloyds Bank, Co-op Bank the financial regulator and you
Loans are about people, not just product
Look to the future! Where do you want to be?
Looking at a property development finance? Have a look at our latest article in Pro Builder!
Looking Backwards and Forwards
Make sure you can trust your commercial finance source
Making a Song and Dance
Making banking easier for you – Have the bureaucrats lost the plot, again?
Making commercial finance that little bit easier
Making the banks serve you
Making working capital, work – for you and your business
Manufacturing in Britain: Not stuck in 2nd Gear
Manufacturing; UK vs. China – are we really that different?
Marketing advice from a bank manager
Merry Christmas and a Happy New Year from ASC!
Merry Christmas from ASC
Merry Christmas from ASC Finance for Business
Merry Christmas from ASC Finance for Business
Merry Christmas from ASC Finance for Business
Message to our Banks – Businesses want to grow (and need to borrow)
Mirror Mirror on the wall – who’s the best risk advisor of them all (RBS?)
Mission statements from banks
Modern Look, Traditional Relationships – ASC in 2019
Modern Marketing – Is Spelling important?
Money Laundering Regulation Going Mad
Money worries for business expansion
More awards for UK B&Bs!
More cash from Cables stash!
Most small businesses don’t know their finance options!
Need finance to buy a business? It’s a chicken and egg situation!
Negative Interest Rates?! The politicians should stop drinking
New Business Rates to impact on Small Business
New funding scheme
New Year and new opportunities for business finance
New Year, new finance for your small business
New Year, New Look, The Same Mission
No matter what, Cash is always King
No standards for standard variable rates!
No time to waste
Not enough bucks for the local boutique!
Number of new regulations in Britain at record high
Old-fashioned is sometimes better
One less bank for small businesses
Opportunities need funds – we’re here to provide them
Our article published in Teach Early Years discusses raising finance for a nursery business
Our clients know we get results!
Our latest articles on Daltons Business – Why use a Broker? What’s in it for you?
Our latest ASC Infographic explains the concept of LTV
Our latest deals
Over £115,000,000 raised for small businesses in the last year
Partnership Buyout? Finance is no issue with ASC
Party Conferences – We’ve been here before!
Pawnbrokers gain in lending squeeze
Pay Day Loan Brokers – Be careful where you go!
Payments on your loan can be a confusing prospect. Our new ASC Infographic helps explain your options.
Pedalling bad regulations – Why we need more common sense!
Peer to Peer Lending – the Holy Grail for Commercial Finance?
Peer-2-peer pressure
Pensions Pots & Policies for Mortgages
People, not numbers
Personal Service is disappearing…
Plans for a new state funded bank – Hurrah (or maybe not!)
Political meddling will not help small firms accessing finance
Positive lending criteria increases mortgage fraud
Premium Rate Numbers – A Call to Action!
Presentation is important.
Press 1 for time wasting
Project Merlin
Protection from Spooky Interest Rates
Provide your business with access to exclusive lenders and terms!
Rail fare rises are not on track for small businesses
Raising business funding today – More than just CBILS
Raising Finance? Make sure you hold all the aces!
Remembering the importance of small business
Risk – Regulation – Common Sense – who is winning?
Sale of Lloyds and RBS branches – has anyone asked the clients?
Securing Lending – it’s tougher than you think!
Sheffield care home set to expand with a business loan
Short-Term Finance on the Rise
Should I arrange Commercial Finance in a Limited Company or in my own name?
Should you use ASC, or go it alone?
Simon Mullens is Barclays’ Featured Broker of the Month
Six common mistakes businesses make applying for finance
Size does matter.
Small business confidence grows, but access to finance is still tricky
Small Business Owners – Never enough time!
Small business owners need more time to help them grow!
Small Business Saturday – A Step in the right direction for Small Businesses
Small Business Saturday is Back!
Small Business Saturday or small business every day?
Small Business Survey – what’s the real story?
Small Businesses “value face-to-face interaction”
Small businesses are more confident about finance!
Small businesses breaking records!
Small Businesses Growing Again!
Small businesses must look beyond the banks for funding options
Small businesses on the rise!
Small firms desert the banks in favour of alternative lending sites
Small loans, big loans, some the size of your head. Does size matter in finance?
SME confidence is returning
SME Finance – “It’s about awareness and access”
So you want to grow your small business? What’s stopping you?
Some kind words
Sometimes the Banks are actually innocent
Specialisation, Yes. Restrictions, No.
Stacking the Debt
Success is often achieved by those who don’t know that failure is inevitable.
Support your local football club and business!
Survey suggests that lenders don’t understand small businesses
Swaps for Businesses – It’s not just daft today, it was always daft!
Take the initiative like Branson and Roddick!
The “Legal Loan Sharks”
The anatomy of a crime
The Bank Manager has Disappeared
The Bank Manager has disappeared – ASC are still here
The Bank of England looks after small businesses
The Banks say they are willing to lend. Do you believe them?
The banks. Whose side are they on?
The best call centre is no call centre!
The best way to predict your future is to create it
The Christmas Rush
The cost of regulation
The Demise of PowerPoint Presentations?
The difference between business finance and Business Finance
The effect of AAA on SME’s? Nada, Niente, Njet, Nothing
The finance process is a chore – but it’s one you don’t have to go through.
The first of a three part series: Finding the Funds – Pro Landscaper Magazine
The Government doesn’t know what it is doing to help small business!
The Government has fixed it – we can all go home
The Government is breaking its own promises to small businesses
The housing market is recovering, but the banks need to do more!
The ideal bank manager – It’s not who you think it is!
The importance of direct communication
The importance of understanding small business owners
The joys of faster service
The joys of simplicity
The Lost Restaurant
The lowest interest rate is not always right
The more the merrier!
The most informed decision you’ll ever make
The most valuable commodity for a business owner…
The need for Independents!
The old-fashioned way is sometimes better.
The reality of Government Initiatives
The reasons why small businesses don’t want to borrow
The right person makes all the difference
The right time to apply for finance
The Search for a Loan – What’s right for You?
The Secret to Commercial Finance
The Unsung Heroes of the Economy
The usual please!
The value of a name and number
The value of customer service
The world has changed, but our commitment to SMEs hasn’t
There are a few main categories that banks look at – here’s our article in Electrical Times talking about how that impacts electricians!
There are brokers and then there is ASC
There are hurdles in any finance process. Here are some common ones to watch out for, so you can be prepared!
There’s more than one way to skin a cat
There’s nothing like a British Bed and Breakfast
These are uncertain times – but you can be sure of your finance. The ASC Summer Newsletter 2019
Thinking about buying a nursery? Have a look at our guide to what you need to be thinking about!
This Time it’s not the Banks’ Fault
Time is everything in the business world – and banks are prone to wasting it.
Time Marches On – Finance is no exception to the rule!
Today’s Puzzle: Bank Loans Rejection Rate Rockets – Majority of SMEs ‘successful in getting bank credit’
Too few women’ at business gathering
Traditional lending? What’s the alternative?
Train Fares continue to Rise
Trust me I am a Banker
Trust seems to be a very old fashioned word in today’s modern business world.
UBS and You
Uncertain Economy? The perfect time for expansion!
Undercover survey find banks really won’t lend
Undercover Survey Finds Banks Really Won’t Lend
Understanding Small Business
Update to the emergency loans scheme
Using a broker can increase your chances of CBILS success by 33%!
Variety is the spice of life – you have more options than you think!
Want to focus on your business?
WANTED! – The good old fashioned business bank manager!
Wanting to beat the bag charge? Shop local!
Was it worth it? The financial cost of hosting the games
We all just want a good night’s sleep!
We all know the bank managers have disappeared. But where did they go?
We found a lender to buy a ferrari
We must make sure that businesses have access to the finance they need
We needed to invest but banks didn’t want to know
We recognise the value of entrepreneurship
We’re delighted to have been published by The Caterer talking about finding finance for the hospitality world.
We’re interested in the long-term health of your business
We’re run by career politicians with no real world experience
We’ve got long-term and short term already – now we have long-term-short-term?
Were the Olympic Games Good for Business?
What are the alternatives to alternative finance?
What are the latest commercial finance rates?
What are the lenders looking at?
What are you looking for in next week’s budget?
What can Peer2Peer lending do for me?
What deposit do I need to buy a business?
What do entrepreneurs worry about?
What do lenders want to see? Experience.
What do you want? What does your business need?
What does it mean to “know” a bank? How brokers and bankers do business together.
What does success mean?
What have ASC been up to?
What have we been up to?
What interest rate can I borrow at?
What is a “Personal Service”?
What is Asset Finance?
What is Bridging Finance?
What is Crowdfunding?
What is in your election manifesto for businesses?
What is Invoice Discounting?
What is the benefit of using a broker?
What should I focus on?
What will 2020 bring for you? The ASC Winter Newsletter
What will the new mortgage rules mean?
What’s in a rebrand? From the FSA to the FCA
What’s the best deal I can get?
What’s the most important piece of advice for a small business owner?
What’s made ASC so successful over the years?
When a bank is selling itself, how can it be financing you?
When automation goes wrong
When did your bank last speak to you?
When is a quote not a quote?
When you need short-term finance
Where has the old fashioned bank manager gone?
Where have all the humans gone?
Where is your bank manager?
Whether you think you can or whether you think you can’t, you’re right!
Which lender is right for your business finance?
Which lender is the right lender?
Which lenders have the appetite for business finance
Which lenders have the right appetite to lend you business finance?
Who is your favourite James Bond?
Who would you sell your business to?
Why a broker is like a travel agent
Why a successful track record of nearly 50 years can benefit you!
Why banks are structurally incapable of efficiency
Why bother using a finance broker?
Why Commercial Finance is like the Grand National!
Why do our clients use ASC?
Why do you work with an accountant, but not a finance broker?
Why experience is so important
Why is it so difficult to get development finance?
Why Low Base Rates are Bad for You
Why low base rates do not result in low interest rates for businesses!
Why now might be a good a time as ever to expand your business
Why partner with ASC?
Why the Co-op Bank saga makes a mockery of the regulator
Why use a broker at all? Can’t I just raise finance myself?
Why use a commercial finance broker at all?
Why use a commercial finance broker? The numbers do not lie!
Why you should always compare the market!
Will Budget 2020 affect small business access to finance?
Will email die out? The future of business communication!
Will politicians finally help the small business owner?
Will the Political Parties offer anything for your business?
Would Peer-2-Peer Finance work for my business?
You can’t access the experts – that doesn’t mean they don’t exist.
You don’t always need a property as security for business finance
You don’t need a broker until you need a broker
You don’t need a dentist to pull out your tooth
You don’t need a solicitor, accountant, or a commercial finance broker – but it helps
You don’t waste time, why should anyone else?
You have 3 options if you want to grow, so do you?
You learn by doing, and by falling over.
You might be surprised, but finance is a local business
You shouldn’t speak to the switchboard, when we can speak to the decision-maker!
You want to borrow how much?
You work with an accountant, you should probably work with a finance broker too
You wouldn’t take the first price offered when buying a car…
You’re buying more than a business – you’re buying a dream!
You’re growing but can you afford to?
You’re set for a happy business year as new lenders join the ASC panel
You’ve got an accountant, you should have a finance broker too
Your dream job is a possibility… just make it happen!

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