Business Finance for Business people

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“Well we got there in the end! Your assistance throughout has been a huge help. I will certainly recommend ASC to others what a highly professional and proficient service, we have been very impressed. Rest assured if in the future we need assistance again with commercial finance we will certainly be in touch. ”

Kate

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“I should like to thank you for the swift resolution in this matter - puts the banks to shame!”

T. Palmer

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“Without John’s involvement there may not of been any completion or even a good chance of ever getting matters off the ground. The moment John was contacted right up to the completion he had his finger on the pulse. He made the complete process almost enjoyable. John certainly took much of the stress out of the process.”

Harold Grant

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“Robert, we just wanted to pass on our thanks for the excellent service you provided recently when arranging a short term business loan for us. This was a big step for us as we have never explored using external finance to help with the cash flow on a large contract as we thought it would be long winded and difficult. How wrong we were! Your knowledge and service was fantastic and we went from initial consultation to money in the bank in just over a week. This has given us the scope to run the large contract we have just won with ease, knowing we can procure materials at much better rates as we can pay up front. We would not hesitate to use you again and will certainly recommend you to others without question”

Keith and Denise

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Commercial Loans

Commercial Loans and Business Loans can come in many different formats, for example they can be secured, unsecured, or partially secured. When it comes to arranging a commercial loan, the important criteria is finding a loan where the term, interest rate, and monthly payment are in line with the borrower’s key requirements. An ASC Director will ensure that by understanding these requirements, we can secure the right commercial loan for your business.

Asset Finance and Working Capital

Some businesses require finance for specific assets, such as machinery or a fleet of cars. Others simply need additional funds to help them with cash-flow issues or to expand and grow their business. ASC Finance work closely with specialist lenders who are able to provide asset finance and working capital finance to our clients.

Property Investment Finance

From commercial properties, to buy-to let investments and mixed used sites, if you are looking to secure finance for an investment property, then speak to the specialists. As we have access to key decision makers, we can ensure that we secure the right finance for any investment property, even finance for HMOs or more complex scenarios.

Property Development Finance

Our experience in arranging property development finance for our clients is unrivalled. By ensuring that we have a full understanding of the key elements of any property development, such as the timescale, development size, planning permission requirements and more, we can ensure that we can sell the proposition to the marketplace in order to arrange the development finance which is in line with our client’s needs, from simple refurbishments to large scale constructions.

Commercial Mortgages

Raising a mortgage off a commercial property is different from a residential one. Lenders will assess each deal on a case by case basis, so in order to ensure that your deal is given the highest level of consideration by each lender, ASC ensure that we capture your key requirements and get a good understanding about the different aspects of the commercial property, from the tenants, to the type of lease in place.

Bridging and Short-Term Finance

As well as longer term finance, we understand the clients often only require finance for a shorter period of time – anything from a couple of months, to two years. As the lenders and their key considerations differ for bridging and short-term finance, ASC can ensure that we can secure the right finance for each client’s individual needs. In addition, we have exclusive access to lenders and terms which can ensure that we secure the right short-term finance for you.

Peer-to-Peer Lending

Peer-to-Peer lending is a growing area of finance for small businesses, where instead of borrowing from one lender, a loan is provided by many different individuals. This can provide a business with sources of finance which were not previously available through traditional lending avenues, and can also result in finance being drawn-down in a quicker timescale. ASC works with a number of P2P providers to ensure that we can secure the right finance in line with your business requirements.

Venture Capital

Any business needs a source of finance to get off the ground or grow. So if you have a business which is looking for venture capital or other sources of finance to take it to the next level, then speak to your local ASC Director. By taking the time to understand your business and growth needs, we can help identify and evaluate the right options of finance available to you.

Crowdfunding

Crowdfunding and alternative finance is often referred to as the Holy Grail for small business finance, whereby a business raises funds from many smaller individuals. However, it can be right for some businesses, but not for all. Your ASC director takes the time to talk through the different commercial finance options with you, to ensure that we can source the right finance for your business, from crowdfunding and alternative sources of finance, to traditional high street banks.

Enterprise Finance Guarantee Scheme

The Enterprise Finance Guarantee Scheme exists to help encourage lending to small businesses which may otherwise lack the required security or the appropriate track record. This can provide a useful tool for business owners looking to raise business finance. ASC can assist clients navigating through the various hoops which businesses may face in order to secure finance for their business through the EFG and other schemes.

Partnership Buyout Finance

With over 45 years’ experience in arranging commercial finance, ASC understand what lenders are looking for with regards to raising finance for partnership buy outs. So when clients are looking to buy a partner out of a business, or increase their shareholding in a partnership or limited company, ASC have the track record to secure the right finance.

Auction Finance

Buying a property at auction can lead to some real opportunities. It also can present buyers of properties at auction with increased challenges, such as the commitment to buy the property and the tight timescale for completion. ASC can look at arranging finance for properties bought at auction, both after the auction has taken place, and before a buyer commits to purchase.

Finance for Over 60s

Despite what you may think, being over 60 years old is not necessarily a barrier to obtaining commercial finance. With the right approach, and right proposal, ASC can get lenders to provide finance regardless of the borrower’s age. So don’t let your age be an obstacle until you have discussed your circumstances through with an ASC Director.

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Our track record

We completed on a loan of £385,000 last month to assist our clients in creating a facility for the rehabilitation of injured race horses

Our client approached ASC to arrange stock finance. They already had an offer of finance through another broker but were not happy with the interest rate or fees. We were able to reduce the interest rate by over 4% and the arrangement fee by £4,000 by negotiating with the same lender on behalf of the client.

ASC Finance for Business arranged a loan of £150,000 for a client to purchase an engineering business

We arranged £100,000 working capital for a client's business. They had been waiting over 2 months for their bank to get back to them, but through ASC they had the funds in their account in just 9 days!

ASC successfully raised finance for a group of property investors on the East Coast of Scotland to make their first acquisition

Having successfully arranged finance for a client’s care home 5 years ago, they recently returned to ASC Finance, to secure a commercial loan of £985,000 to purchase and start-up a second care home

We were able to refinance a commercial loan of over £300,000 for a client to repay a builder which he had used to carry out improvements to the commercial property

We arranged a commercial loan of £400,000 for a long-established solicitors’ practice to consolidate their debts and provide additional working capital

We raised £250,000 to help a wholesaler in Peterborough expand its operations

ASC Finance arranged £10.5 million of development finance arranged for the purchase and construction of 11 townhouses

We arranged a £300,000 commercial mortgage for a green-grocer in Cambridge to expand their business

ASC arranged commercial finance of £276,000 for a car parts wholesaler to relocate and expand their business.

ASC Finance for Business raised £750,000 for the purchase of a guest house in Oxford

We raised £1.5 million of property development finance for the construction and sale of 5 houses

£130,000 business loan arranged by ASC Finance to purchase the freehold of a gift shop in a Yorkshire tourist hotspot

£665,000 raised by ASC Finance for a Limited Company in Luton to convert commercial offices in to 12 residential flats

£400,000 commercial loan arranged for a document storage business to relocate its operations

£2million successfully raised for a hotel on the outskirts of Cambridge to refinance its existing borrowings

£90,000 raised via the Enterprise Finance Guarantee scheme for a couple to purchase a leasehold restaurant

ASC assisted a family run restaurant in raising a commercial mortgage of £260,000 for the purchase of the freehold of their premises. They are now saving money by paying less in repayments than they were on their previous rent.

£350,000 raised for a couple to purchase a guesthouse in Devon, despite them not having prior experience

£400,000 bridging loan arranged for clients to purchase a commercial investment property

We arranged finance of £800,000 for a property developer to build two houses on a plot of land for resale

We raised £115,000 for a Limited Company to refinance a commercial investment property, splitting the title to provide an additional development site for the construction of six residential dwellings

ASC helped clients to raise £670,000 to purchase the freehold commercial property from which their existing business traded

We raised £5,000,000 at a rate of only 2.55% for a client to refinance their portfolio in order to capital raise for a new business venture

We raised £665,000 for a limited company to convert commercial offices into 12 residential flats under permitted development use

We arranged finance of £295,000 for a UK couple, who had been living in Dubai, to buy a campsite in Skegness, and move back to the UK to run the business

We recently arranged finance, in the sum of £6.67m, for a large manufacturing firm to purchase the freehold interest in their factory and offices

ASC Finance raised £140,000 for a client to carry out some refurbishments to their commercial site which consisted of 38 lodge homes

We raised £525,000 for a client in Reading to purchase an investment property, comprising of seven separate flats

ASC Finance for Business secured finance of £460,000 for a client to purchase a commercial investment property. The property comprised a retail unit, and included additional rental income from the flats above

Despite having been declined by their bank, ASC were able to assist a client in raising £280,000 to purchase the freehold to their post-office

We secured finance of £100,000 for a client to complete the purchase of a mixed investment property in Derbyshire. The property comprised of 4 flats and a public house

We recently raised finance for clients to purchase an Indian Restaurant in Brentwood for £320,000

We were able to raise £250,000 for a client to refinance an existing commercial loan and release additional capital to grow and develop their business

By using the Enterprise Finance Guarantee scheme, ASC were able to raise £90,000 to assist a couple in buying a business

ASC were able to raise £450,000 for two business partners to purchase their first investment property at an auction

We raised finance of £250,000 for a client to purchase a shop with flats above as an investment

ASC Finance for Business were able to raise £450,000 for a security company to purchase the freehold of their current premises

ASC Finance for Business were able to raise £4.5 million for a golf club to purchase their head lease

Another success! We have just raised £450,000 for a client to buy a residential investment property to expand their portfolio

We were able to raise £200,000 for a client to refinance several loans which he had taken out to purchase some student accommodation

We were able to raise £284,000 on a 10 year interest only mortgage for a client to buy-out an investor in an HMO property, and have further funds available for future investments

We arranged a commercial loan of £725,000 for an investment company to add an additional residential investment property to their expanding portfolio

A husband and wife who both worked for a specialised cake producer and retailer had the opportunity of buying the business they currently worked at from the current owners who were retiring. We were able to secure a £55,000 business loan over a 7 year period representing 100% of the purchase price due to the strong accounts of the business

We raised £1,000,000 through a peer-to-peer lender for the purchase of a property at auction, which our client was looking to redevelop once they had received planning permission

ASC Finance were able to arrange a loan facility of £210,000, secured against their guesthouse, to assist a client in repaying their short-term debt

We were able to arrange a commercial loan of £350,000 to assist a client with the purchase of a commercial warehouse & storage yard, for use by their own haulage business

ASC were able to arrange finance of £170,000 for an Indian takeaway business to purchase their freehold premises

We arranged short-term finance of £95,000 for a developer to finish two properties in Weston-Super-Mare

We raised £2,100,000 for a client to refinance a short-term bridging loan onto a longer term deal, securing an attractive rate of 2.1% above base

We arranged a £165,000 re-mortgage of an unencumbered HMO property for an experienced property investor to raise capital to finish a separate development project, which all completed within 2 weeks of getting the formal loan offer.

A client who ran a successful haulage company in rented premises had the opportunity of buying a freehold unit opposite to help their busy and expanding business. He spoke to his own bank who wanted to do it by refinancing part of their residential investment portfolio. They subsequently approached ASC and we were able to arrange a £450,000 commercial mortgage on a 20 year repayment leaving all his other arrangements untouched.

We arranged a commercial mortgage of £276,000 to enable a successful car parts wholesaler to purchase new premises to relocate to and expand his business.

ASC helped a small retail business purchase their own premises from their landlord ensuring the deal was completed according to their tight timetable

We arranged a new invoice discounting line of £250,000 for a court enforcement company via one of our specialist lenders

We arranged a loan of £330,000 to assist a long established retail business in refinancing their existing debt and providing additional funds to re-brand the business.

We raised £60,000 from an unencumbered block of flats for a 77-year old couple to finish a separate residential new build project. The deal completed within 2 weeks of receiving the loan offer

ASC assisted a client in purchasing a commercial investment property worth £950,000. Despite the clients being experienced investor purchasers, ASC were needed to negotiate terms and facilities that allowed for this purchase and anticipated future additions to their growing portfolio

Having helped a client to raise finance for their portfolio on three previous occasions, ASC raised further finance of £175,000 for them to purchase an additional commercial investment property

We raised finance of £185,000 off a commercial investment property for a landlord to refurbish properties in his portfolio and re-pay some existing loans

ASC arranged a loan of £275,000 to enable a client to purchase a trading cattery business licensed for 57 cats and including owners’ accommodation and grounds of one acre

We were able to raise short term funding with rolled up interest, for a family firm of builders to purchase a development site

One of our previous clients, an experienced property developer, approached us to arrange finance for a plot of land where he wished to build two executive detached properties. We were able to arrange 100% finance covering the building costs and interest roll up at an attractive rate with no exit fees

A client approached ASC to raise finance for the purchase of their offices. They had already secured a 70% mortgage from their own bank but required top-up finance for the remaining balance, as well as an extension to the property. We obtained an unsecured loan of £100,000 to complete the purchase

ASC were approached to assist with a client making a lifestyle change to sell their existing property and move to the Isle of Wight to purchase a small hotel. We were able to secure a 20 year mortgage for £175,000 at a very competitive interest rate for them to complete the move

ASC were able to refinance a recently refurbished investment property in Bradford, so that our client was able to buy his partner out of his retail business.

An expanding removals business approached ASC to help find finance for the purchase of a fleet of second hand lorries and vans

ASC helped a client purchase a residential investment property for £475,000 with an existing long term tenant from a liquidator. The property was purchased with an interest only mortgage with title insurance as the title could not be guaranteed by the vendor.

ASC helped our clients purchase a Bed and Breakfast in Devon that had been closed for over three years. Our clients had no experience in the business; however we were able to use their comprehensive business plan to achieve finance for the £400,000 purchase.

We helped a client reduce their monthly outgoings by refinancing their existing loan of £110,000 on a commercial investment property

Cash flow issues? ASC successfully raised £52,000 of working capital for a logistics company

ASC arranged a £250,000 re-mortgage of a mixed use investment property to enable a bridal business to relocate, and to provide an additional injection of capital to grow the business

We successfully arranged a £300,000 working capital loan for a high court enforcement company to expand their operations

We arranged finance for clients to purchase a bed and breakfast business in Sidmouth, enabling them to realise a desired change in their lifestyle

ASC Finance for Business were able to arrange a commercial mortgage of £340,000 for clients to purchase a village post office

Even though they had been declined by their bank, ASC Finance were able to arrange a commercial loan for a couple to purchase the freehold of their shop premises.

ASC successfully arranged 100% finance of £1.1 million through a peer-to-peer lender for a new development of four houses in Brighton

We raised £550,000 for a returning client to purchase a commercial investment property

ASC were able to arrange finance for a couple in Cornwall to realise their dream of opening a restaurant. Having initially struggled to find a suitable finance, a lender was found by ASC after being able to convince them of our clients’ experience and promising financial projections

ASC Finance arranged £230,000 for clients to purchase a B&B in Cornwall. The turnover of the business was not sufficient for the finance in itself, but using business plan projections and a supplementary income, we successfully found a lender for the purchase

We raised an additional £220,000 by refinancing an HMO, in order to re-pay existing debts and allow for the development of a plot next door

A client came to ASC looking to refinance their commercial retail unit quickly, but they didn't have accounts for the business. We were able to secure them a 2 year interest only mortgage to do so

When a client, who despite having a longstanding relationship with their bank, were required to pay back their loan, ASC were able to refinance £1.6 million from their property portfolio

We arranged a loan of £210,000 for a commercial vehicle repairer to purchase their own premises

We were able to arrange finance of £228,000 for the owner of a day nursery to purchase a residential investment property through the business, on a 20 year interest only mortgage

We were able to arrange a £450,000 facility to allow a Ltd Company to purchase, extend and improve a property for onward sale

ASC were able to raise £185,000 for a motor repair garage to buy the next door unit and expand their business

When a hygienist was looking for finance to purchase the dental practice which they worked at, ASC Finance for Business were able to arrange finance of £210,000, spread over 15 years.

ASC identified a solution to raise £98,000 for a client to refinance his convenience store and reduce his overall costs

After being approached by a client they had previously helped with a transaction on a fast food outlet, ASC managed to raise finance the purchase of a Chinese takeaway in Milton Keynes

We have just arranged a loan for £350,000 to assist a client of ASC to pay an outstanding debt with HMRC. The interest rate was very attractive, but more importantly the loan was completed within 3 weeks after the offer was accepted

ASC helped a couple fulfil their retirement dream of running a B&B through funding of £260,000 secured across a number of properties

ASC secured funding of £130,000 for a client to start a smoked fish company in Scotland. The client approached ASC after unsuccessfully exploring a number of options

ASC were able to raise finance of £1,400,000 to purchase a block of flats, and additional funds to assist with the refurbishment

ASC were able to refinance a loan of £228,000 for a mixed used investment property. Not only did we secure improved terms for our client, but we were able to raise additional capital for their main business as well

ASC Finance were able to raise £147,000 to refinance a residential investment property, raising additional capital towards a further purchase

By using part funding from the EFG scheme, ASC were able to raise £205,000 for an Osteopath to purchase the freehold and goodwill of the health clinic from where she operates

ASC were able to raise £360,000 in order to assist our client in buying out a family member from their kennel business

ASC arranged £500,000 to refinance some industrial units to raise capital for a commercial property development project

We arranged finance of £148,000 to assist an established property lettings agent to purchase a new premises and to expand their estate agency business

ASC were able to raise £300,000 through a peer-to-peer lender for a property developer to convert an unoccupied property into flats

We arranged £800,000 for a client to purchase a guesthouse in Canterbury

We raised £640,000 for a client to purchase a mixed investment property, consisting of a commercial unit and flats above

We raised £90,000 for an African grocery store to purchase the freehold of the premises next door, into which the client was able to move her business. Furthermore we were able to arrange it through the government’s EFG scheme which resulted in the client not having to pay any lender’s fees.

In just two weeks, we were able to raise £40,000 for a specialist joinery business

ASC were able to raise 100% of the £1.4 million purchase price, to assist an experienced landlord in purchasing a block of flats in Bradford, even though he was turned down by his bank

ASC Finance for Business were able to raise £2.12 million for the purchase of 7 flats located above an office

A client owned an investment property and needed to buy out their partner due to health issues, however the main tenant’s lease had expired and was holding over. Nevertheless, we were able to arrange a £190,000 repayment facility in order to complete the transaction

ASC arranged a loan of £275,000 to enable our clients to purchase a trading Cattery Business licensed for 57 cats and owners’ accommodation in grounds of one acre

As beneficiaries under a will, our clients, who were both in their 60s wanted to raise finance to acquire a residential cottage for them to rent out. We were able to raise £72,000 on a 10 year interest only facility

ASC Finance for Business raised £70,000 for an established holiday rental business to refinance some of its investment property in order to raise capital to finish the conversion of new holiday accommodation

We raised £406,000 to enable the £600,000 purchase of a Bed & Breakfast near the Dales National Park and the Lake District

ASC Finance for Business managed to raise £70,000 for a chiropodist to refinance his office and surgery in order to raise capital to purchase a second property

A client, undertaking a development finance project, approached ASC Finance for Business having been let down by a lender at the last minute. We were able to find an alternative lender to provide £600,000 to complete the project, and ensuring our client received the funds within 3 weeks.

ASC Finance were able to arrange unsecured finance of £70,000 for a pub lease in Edinburgh

ASC raised £220,000 for a zinc electroplating company to refinance its current premises in order to fund the installation of a new water treatment plant to expand and diversify its operations

£563,000 was arranged for property developers, who wanted to convert a house into 3 flats and pay off the loan with the subsequent rental income.

We arranged a facility of £80,000 of Invoice Finance for a telemarketing company. This enabled them to clear their own Bank overdraft which was being withdrawn and raise some additional capital to assist in the expansion of the business. They were also able to retain their existing day to day bank facilities.

ASC Finance for Business raised £810,000 for the purchase and development of a property, which our client was able to sell on for a sizeable profit

ASC were able to raise £1.84million through a peer-to-peer lender for a husband and wife property developer to build five executive houses in Lincolnshire

ASC Finance for Business recently raised £350,000 for a client to purchase a commercial investment property

ASC Finance for Business arranged £120,000 of development funding for a first time developer on a plot of land taken from his own garden. We were successfully able to arrange 100% of the build costs in three draw-downs of £40,000.

We raised £182,000 to help a client finance the purchase of a £260,000 retail outlet

ASC Finance for Business raised 100% finance of £450,000 for a client to purchase a residential investment property

£224,000 was raised for a client to purchase a chicken shop, which allowed them to receive an income from the flat above, in addition to the business itself

£375,000 was raised by ASC for a client to purchase a 2 bedroom flat in Twickenham as an investment property

ASC arranged £10,675,000 of development finance for the purchase and development of 11 large townhouses and 5,500 square feet of commercial space

ASC Finance for Business were able to raise £450,000 in order to refinance a bank loan and raise additional capital for developers to retain a block of flats as an investment property. They had sold off 5 of the block of 10 flats on long leases, and by refinancing they were able to keep the freehold of the block and the remaining 5 flats.

ASC has just assisted a family run Italian restaurant business with a commercial mortgage of £345,000 for the purchase of the freehold of their premises from a national brewery chain. The family are delighted that they now have control of the premises and no longer have the tie to the brewery which will reduce their running costs by £50,000 per annum

In order to help some ex-publicans buy an established guest house, ASC raised £228,000 through a commercial mortgage and the EFG scheme

We completed a loan for £630,000 spread over 25 years, in order to assist a Chinese citizen, who is resident in the UK, in purchasing a guest house for £910,000.

We arranged a remortgage of £370,000 on a commercial unit in order to help raise additional working capital for a window manufacturing company to expand its operations

We raised development finance of £290,000 for a builder to convert a barn into a residential property, which he was able to sell upon completion

We raised £250,000 for the refurbishment of an investment property purchase which had been considered “unmortgageable” in current condition by normal Buy-to-Let lenders. The funding will allow the property to be refurbished to enhance its value, and then to be re-mortgaged on a long term basis

We helped a business owner whose on-line lighting business was expanding so rapidly that he could no longer operate it from his home. We raised £100,000 for him to buy his first commercial property into which he was able to move his business, and which provided him with a rental income from the two flats above.

Last year we raised £200,000 for a property developer, to enable him to complete and market a new development. He has now returned for a further £250,000 for his latest development.

ASC recently raised finance of £202,000 for a butcher to open an additional shop to expand and grow their business.

We raised finance of £1.1million to assist a private school in purchasing the freehold title to their premises

ASC arranged £215,000 of finance for a firm of solicitors who, as sitting tenants, wanted to purchase the freehold title to their offices.

Another success for ASC! We helped a couple who own and operate two cafes in Manchester to buy their first commercial investment property for £315,000

Looking to purchase a Post Office? We recently raised £154,000 for leaseholders to purchase the freehold title to their post office premises and the adjoining house.

ASC arranged £1.8 million of bridging finance for the owner of a mixed equestrian and livestock smallholding to purchase a similar property, as our client’s purchaser was delayed on completion.

Our client wished to purchase a substantial private property, but had been declined by the banks for a residential mortgage due to the valuation revealing a considerable commercial element to the property, including buildings and land for equestrian use. We successfully negotiated a commercial mortgage of £259,000 on the purchase price of £370,000.

To help a client with an investment purchase of a commercial garage with an adjoining residential property, ASC were able to arrange finance of £72,000

ASC successfully arranged finance of £730,000 to repay a development loan for a block of ten flats. Plus, the funds were released within a week of building control issuing a completion certificate.

ASC arranged a £90,000 deal to enable an accountant to refinance a private commercial loan and raise additional capital for their practice.

ASC enabled a director to purchase the entire shareholding of his company by buying out their fellow director, by arranging a £80k unsecured loan, and a £135k credit factoring line.

An existing client returned to ASC in order to refinance an unencumbered freehold residential investment block of flats on a 70% LTV on a 20 year repayment basis. The funds were used in connection with the purchase of additional residential investment houses to add to their property portfolio.

ASC successfully arranged a short-term refinance of a post-office to help a couple buy a new residential property.

Despite being declined by their bank, ASC assisted the owner of a takeaway shop in purchasing the freehold of their premises, by securing a loan of £150,000 at an LTV of 75%.

ASC assisted a client in re-mortgaging their dance studio, raising £119,000 to repay the existing mortgage and a further £30,000 for refurbishment work - and all with the same monthly payments they previously had.

ASC was able to arrange finance of £95,000 through a Clients SIPP in order for them to buy their first business premises which were leased back to their Limited Company

Are you looking to pay less on your current finance arrangement? ASC Finance recently helped a football club improve the terms of their existing brewery loan.

ASC raised £315,000 for an architect & his wife to purchase and repair a house set in a very attracted position in rural Kent. The loan was secured on the freehold offices in London owned by the couple. Although well qualified and experienced the Architect's practice had only been established 12 months - most lenders required at least two years profitable accounts - but ASC Finance were able to source a suitable commercial mortgage on the London property.

We arranged £127,500 for a client to buy the freehold of the shop she had rented for the past 5 years in a small Yorkshire village, representing 100% of the purchase price, and using equity in a buy-to-let as additional security.

ASC arranged a £320,000 deal for two brothers to buy a commercial investment property from their father to facilitate his retirement

ASC helped a Gurkah leaving the armed forces secure £105K to purchase a dry cleaning and launderette business in North Yorkshire - despite no prior experience in this field.

ASC successfully negotiated a £800k deal to assist with the acquisition, development, and start-up of a new Care Home

We arranged £90,000 for a client and his son buying their first business, a grocers shop in Bradford with restricted accounts representing 70% of the purchase price.

S-U-C-C-E-S-S!! £270,000 completed this month for an existing client who reverted to us to raise further finance to expand his chain of furniture and home furnishing retail outlets.

We raised £620,000 for a property developer who wanted to release funds against an unencumbered investment property, in order to repay short term loans and to complete an on-going development.

Success! ASC agreed a £65k factoring line of credit for a landscaping supplies wholesaler to enable the expansion of their business.

Another successful deal by ASC! Two brothers were partners in a business. The elder brother wanted to retire, so the younger brother got the help of ASC to refinance the operating premises and buy out his brother.

Another Success!! With the help of ASC a Property Landlord purchased a property at auction using bridging finance. Following extensive work on the property a long term facility was arranged allowing our client to recoup his costs.

Another Success!!! Clients in North Wales, who owned a substantial property portfolio, had purchased development land and required £200,000 to build a single dwelling to sell on for £450,000. ASC successfully negotiated 100% development finance to be drawn in agreed stages to allow them to complete their development.

ASC was able to help a gas engineer, operating through his limited company, to purchase a buy to let property by successfully negotiating a £35,000 mortgage on a purchase price of £90,000

ASC successfully negotiated 100% finance of £265,000 for a builder and his wife to purchase and renovate a buy-to-let property.

We arranged a £160,000 interest only loan for a client who wanted to refinance their existing mortgage and credit, and enable some improvements to their property.

ASC assisted a heavy haulage company in finding a mortgage for a newly constructed commercial warehouse. To see more Success Stories, visit; http://www.asc.co.uk/news.asp#successstories

Another success! A couple aged 67 & 58 were declined by their bank on the purchase of a Buy-to-Let property - but ASC negotiated a deal to help them purchase the £110k property.

Another triumph for ASC; we have secured £70k short term refinance of a Post Office premises to help our clients buy a new residential property. Find out if we can help you

We’ve done it again! After the banks said “No” to a property developer, ASC arranged £200k (100%) of the finance required to build and sell a single dwelling. Contact us if you need help arranging finance

Need to re-finance? Speak to the specialists; we have just arranged a £275,000 package to restructure existing borrowings for a hotel to expand. Contact ASC if you need business finance

Re-financing? Speak to the specialists, we have just arranged a £160,000 re-financing package to clear an existing mortgage to enable some improvements to the property. Contact ASC if you need business finance

When the bank says no, there’s only one place to go. ASC have done it again, arranging £265,000 for a manufacturer to extend a factory to cater for increased demand. Call us, even if you just need some advice

Trying to raise finance for a development property? Speak to ASC, we have just arranged 100% of the build cost for a developer to start work immediately. Let us know if you need investment for a business project

Don’t listen to the doom and gloom - finance is available: ASC have just arranged £1m for a printing company to expand and refinance. Let us know what you need

Do you require finance for your business that is in excess of £1m? Chances are that we can help. We have just secured 3 separate deals totalling £10m for a driving instructor to invest in a new fleet of cars. Speak to ASC and ask us anything you like about obtaining commercial finance

What’s the point in having a good idea if you don’t invest in it? Speak to ASC, gain the finance you require and make your idea a reality!

Who says there is no business finance? We have raised £250,000 for a fencing company to invest in stock to grow their business. Speak to ASC if you require finance for a business project

Speak to ASC, we know the Lenders. We have arranged £100,000 for a hotel to complete a refurbishment of their listed building. Contact us today to find out more

Don’t believe the press, finance is available! We have arranged £250k for a client to purchase & renovate a property as a buy-to-let. Speak to ASC to see if we can help you

Speak to us, we know the right people! We have just helped a client refinance an existing debt to raise additional finance to grow their business. One happy client, one successful business!

We have just helped a client purchase a pub and convert it into a new restaurant. If you want us to help you ‘make it happen’ then get in touch

No stress! We have arranged £150k finance to assist a firm of solicitors to buy the freehold to their rented premises. Have a look on our website to see what else we can do: www.asc.co.uk

Forget the bad news, we know the lenders and have arranged finance for our client to expand their dental practice and hire more staff.

Don't bank on it, bank on ASC. We have helped a local nursery with finance to expand their business to cater for an increase in demand.

Bank on ASC to find your finance. We've just arranged £450,000 for a couple to expand their business and grow their stock. Click back to have a look at more great successes or contact us to see if we can help you.

Signed, sealed and delivered. We have arranged £700,000 for a client to expand their vintage pop up shop to open 2 new stores with additional staff and stock.

We know the lenders and have arranged finance for a Zoo to become more sustainable by investing in wind turbines to power the park.

Speak to the specialists! We have managed to secure £1.4 million for our client to develop a commercial property into residential apartments. Have a look here for more examples of funding that we have arranged.

We know the lenders and have arranged £375,000 working capital for a Management services company to expand.

ASC are still here and we have raised £375,000 working capital for a Management services company to expand.

We know the banks that are lending. We have arranged finance for an architect to relocate his practice into a central London location.

If you are sitting there thinking that business finance is unavailable because the banks are tightening their purse strings, then let me enlighten you and encourage you to think outside the box like the people below.

We know the banks that are lending. We have arranged finance for a Care home to expand in order to cater of increased residents.

Who says that banks aren’t lending? We have just arranged £550,000 for a client to purchase and renovate a guesthouse.

We know the banks that are lending! We have raised £300,000 for a client to restore a building and convert into a buy-to-let.

Who says banks aren’t lending? We have raised £250,000 for a working farm to convert an out building to cater for additional cattle

We have raised £100,000 for a hotel to complete a refurbishment on their listed building.

We have arranged £950,000 to help finance a small hotel in Gloucester.

We have arranged £385,000 for a client to purchase a house with two converted flats in order to convert it back to single dwelling for a buy to let mortgage.

We have arranged £1.5m for a Car Hire company to expand.

We have arranged £650,000 for a flooring company to start up a subsidiary to expand their business portfolio.

We have arranged £665,000 finance for a dental practice to buy a new freehold premises to expand the business into a second branch.

ASC have arranged £175,000 for a business to purchase land in order to expand.

Success: We have helped a clothing shop acquire the long lease hold title for the company in his own name and the freehold to the building so that they can expand.

Success of the week: we have just completed a deal to provide a salvage company with the finance to purchase, alter and re-sell an adjacent commercial property to free up side access to his own property.

Success of the week: ASC have just raised £1.82m for the refinancing of two interconnected blocks of flats.

We have arranged £1m for a printing company to expand and refinance.

Success: We have raised £100,000 working capital for a Management services company to expand.

ASC Success of the week - We have helped an experienced builder to raise £75k to complete a development project.

ASC Success of the week: We have raised £800,000 for a developer to progress a new residential development.

ASC Success of the week: We have raised £80,000 to cover invoice discounting for a civil engineer groundwork business.

ASC Success of the week: We have secured £110,000 for the completion of a Grade 2 listed building. Work is progressing well and the loan will be repaid shortly.

We recently completed the purchase of a commercial investment property for £690,000 after the client had paid the deposit at auction.

We have managed to raise £100,000 for a distribution company to expand. Congratulations and good luck!

ASC Success of the week: We have arranged £720,000 for an Accountancy firm to purchase freehold offices.

ASC Success of the week: - We have arranged £150,000 working capital which will enable an Air Conditioning business to become more efficient.

We have successfully raised £1.35million finance for a Nursing home to allow care industry company to expand into third business.

£400,000 has been arranged for a long established Solicitors practice to consolidate debts and provide additional working capital on a Commercial mortgage.

ASC Success of the week: We have raised £425,000 to allow a Dentist practice to buy new equipment for a 2nd retail premises.

We have arranged £400,000 for a family run waste recycling center to cover part of the capital outlay of the new venture.

-£78,000 to assist with the purchase of land to expand a Dog handling and Security Services business.

We are arranging a business loan of £725,000 to assist our client to purchase a registered children’s home equating to 72.5% of the purchase price at a rate of 3.5% above the bank’s base rate.

We have been arranging finance for a dentist's practice to buy a new freehold premises to expand the business into a second branch - Loan requested £665,000

Finance agreed at 70% to provide our client with finance to bid at auction to purchase a commercial investment property comprising a shop with 10 flats above

Nursing Home Finance provided at 1.35 million to allow trading care industry company to expand into 3rd business premises

We recently completed the purchase of a commercial investment property for £690,000 after the client had paid the deposit at auction

£550,000 mortgage arranged to assist manufacturing business to purchase and expand into industrial premises next to their existing site

£257,500 has been drawn down this week to help small business owner to purchase the freehold of their car repair workshop

We have arranged finance for a 1.2m restructure of property company to release cash held as a security on an existing loan agreement

Builders merchants raises £770,000 to purchase the freehold of their premises from the local authority

Management buy out successfully concluded at £725,000 with a mixture of property and trade finance

£1.2 million to assist in the refinance of a property company on a mixed property portfolio

£350,000 mortgage was raised for a partnership buyout with the finance being secured against the clients mini supermarket business!

£950,000 was raised to help finance a small hotel in Gloucester.

£450,000 was raised to complete a successful partnership buy out on a commercial property where the third investor was retiring.

£770,000 was raised for long standing builders' merchants to buy the freehold of their existing premises.

£385,000 was raised for a client to purchase a house with two converted flats, in order to convert it back to a single dwelling for a buy to let mortgage.

Flooring company secured £650,000 to start up their subsidiary company to expand their business portfolio.

86% of the purchase price (£590,000) was secured for our client to purchase the freehold of their security firm office premises.

After our client was unsuccessful negotiating with his bank directly, ASC managed to secure the £350,000 loan required for the client to purchase a Motel/Car Wash operation.

£950,000 was raised to purchase and renovate a residential property for resale.

Architectural practice secures finance for a quarter of a million pounds to build an office extension to house the expansion of their business.

£825,000 was raised to purchase a commercial investment property where the current tenants remaining lease term averages 5 years.

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Why ASC?

You already know that arranging business finance can be a tricky experience.

We appreciate that your time is precious. With our extensive knowledge of business finance available in today’s SME market we can approach the lending institutions that are right for your business finance needs. You will be saved from the frustration of endless form filling, repeated conversations with numerous lenders, and save you from having to provide each different lender stacks and stacks of information.

Our job is to remove the ever increasing number of hurdles that are put in your path, by arranging business finance or commercial finance for you in a time-saving and more efficient manner.

ASC has been established for almost 50 years… and we have experienced more recessions and ups and downs in the economy then we care to remember. Due to our clear focus on independent businesses and entrepreneurs we have developed a track record which is envied by our competitors. You will deal directly with an experienced Director who has a strong commercial background and real experience enabling him or her to find the business finance which is just right for your business.