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The ASC Finance for Business Blog – A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Financial World, Loans, Property

    Buy-to-lets: a “soft” approach to business?

    How many of you reading this own more than one property? If we’d asked that question 10 years ago, we highly doubt that many would have responded “yes”. Today, though, we imagine the answer spread would be very different. Whilst the BTL market has certainly cooled since the 3% Stamp Duty increase implemented in 2016,...

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  • In The Press

    Our latest articles on Daltons Business - Why use a Broker? What’s in it for you?

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  • Finance, Financial World, SME

    ASC have partnered with Get Me My Mortgage!

    ASC are excited to announce that we’ve been chosen by www.getmemymortgage.co.uk as their partner for commercial mortgages! Get Me My Mortgage are dedicated to helping clients find the right mortgage and insurance packages for them. Whether you are a first-time buyer or interested in a buy-to-let mortgage, their aim is to make applying for and...

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  • Business, Finance, Financial World, SME

    No matter what, Cash is always King

    Cash flow is the maker and breaker of any business. You can have all the massive annual contracts and future projections in the world, but if your current cashflow doesn’t stack up, your business is doomed. As such, it might not be surprising to know that cash flow is becoming an increasingly important sector of...

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  • In The Press

    We're delighted to have been published by The Caterer talking about finding finance for the hospitality world.

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  • Banks, Financial World, Loans

    Are unsecured loans really a “poison pill”?

    There are many different ways to get a loan. We’ve talked about a number of them in these blogs, and you’ll find even more on our website. However, the financial process has another part to it – security. Security is a deceptively complex topic, with a lot of different interpretations to be had. So, here’s...

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  • Banks, Finance, Financial World, Loans

    A Universal SME Finance Platform – Ideal Future, or a Pipe Dream?

    Lenders aren’t homogeneous. That’s one of the big challenges of SME finance. Different lenders will want things presented in different ways. We won’t lie, it can make for a challenging process sometimes where you have to re-arrange an application every single time you put it forward. A lot people think that should change. At an...

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  • Banks, Finance

    When a bank is selling itself, how can it be financing you?

    It’s a little odd to hear, but banks fairly regularly get sold. Whilst the high-street banks that everybody knows are too big to be bought and sold wholesale, smaller parts of them and other smaller banks are fairly constantly being bought, sold, and traded for various purposes. Now, you might think “so what” to this...

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  • Banks, Finance, Loans

    How many banks are there? So many more than you think.

    If you asked your average business owner to name as many banks as they could think of, we’d bet that they’d struggle to get past 10, and almost definitely wouldn’t hit 20. Once you get past the big high-street banks like Barclays, Lloyds and HSBC, most peoples’ knowledge of banks dries up. This is emblematic...

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  • Economy, Financial World, SME

    Uncertain Economy? The perfect time for expansion!

    If you had a chance to read our Newsletter last week, you’ll have seen us talking about how the world’s in a bit of a bind at the moment. With the economic situation uncertain and many businesses suffering, what’s a SME to do? Well, here’s an interesting idea – rather than trying to “hunker down”...

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