Project Merlin

I must say I do chuckle every time I read about project Merlin. Having spent many years in arranging business finance for SMEs it is so obvious the banks are pulling the wool over politicians’ eyes – or that politicians just haven’t got a clue what is going on. Yesterday I read a marketing spin...

We all just want a good night's sleep!

With companies’ red tape limitations, businesses fear of losing clients and managing the burden of obtaining finance it’s no surprise our sleeping patterns can be a little out of sync. As much as we like to think running a business is plain sailing, the reality is running a business isn’t easy and unexpected situations tend...

Take the initiative like Branson and Roddick!

Every successful entrepreneur surrounds themselves with credible financial advisors. Sir Richard Branson and Dame Anita Roddick are just two examples. Being at the top of their game we forget that they started out like every other entrepreneur – an idea and sheer determination to make it work. But they didn’t get where they are today...

Do we not deserve more than second best?

With Banks and Supermarkets having extensive product lines, high volume of sales and low individual service they have grown to an extent where their customer service has fallen behind and their shopping experience can be less than perfect to say the least. Supermarkets economies of scale ensure they offer the cheapest price on food and...

Deals, Deals, Deals - Finance for Business can be arranged

If you read the newspapers and listen to the politicians you might be forgiven for believing that it is all doom and gloom but whatever the economic climate – business must go on! It’s a good time to focus again on your business Every business needs finance – Finance for Expansion, for Acquisition or to...

HSBC cuts loan rates for small businesses that hire

Companies fail to tap potential of invoice financing

Beyond banks in search of funds

The anatomy of a crime

The Government has fixed it - we can all go home

Why have I not read one positive article about the compromise riddled content of Project Merlin? All commentators seem to grasp that the details on the ground contradict the political statements. The details are simple; the banks have restrictive lending criteria, apply red tape wherever possible and cherry pick. Having said this it is not...