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The ASC Finance for Business Blog – A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Uncategorised

    UBS and You

    It was a catchy marketing phrase: “UBS and you”. Now the question is how does it affect you – what are the repercussions? Yes there will be an investigation and probably more regulation; and yes you, the reader and business owner/entrepreneur will have to pay for it. There will probably be more tightening in lending...

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    Double Dutch or Triple A (AAA)

    Double Dutch is certainly right! Dipping in and out of recession since 2008 – not a lot comes as a surprise anymore – but what is happening to the global economy is certainly Double Dutch. Clearly nobody knows what is going on – the only thing we know is that the ‘clever’ guys, in this...

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    Undercover Survey Finds Banks Really Won't Lend

    An interesting article in the Mail on Sunday and in the September issue of Moneywise magazine by Jenny Little. OK I am little biased because I did provide some input confirming that “Project Merlin has failed. Banks just don’t want to lend to smaller businesses”. However, I would like to make an additional comment. Yes...

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  • In The Press

    Double Dutch or Triple A (AAA)?

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  • Uncategorised

    Lenders keep zombie companies alive

    A recent survey by KPMG found that there are now a fair number of so called "zombie companies"; these are basically companies which just about can afford to pay interest but nothing else. Lenders do not want to push those companies any further because they are worried of making provisions on their book and/or having...

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    ASC and Amir Khan and Business Finance - we are not joking

    You wonder why I want to talk about Amir Khan. Well I was very impressed with his recent win and it reminded me of applying for business finance. It is similar to a boxing match. Applying for business finance is a little bit like this: You have to prepare to go the whole 15 rounds....

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  • In The Press

    Are big banks failing small businesses?

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  • Uncategorised

    The Demise of PowerPoint Presentations?

    I came across an interesting article in the FT last week noting the existence of an ‘Anti PowerPoint’ (APPP) party in Switzerland. As strange as it may seem, this party is based on a very serious theory that wasted presentations are costing billions of Euros each year. This may sound a little farfetched, but I,...

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    Today's Puzzle: Bank Loans Rejection Rate Rockets - Majority of SMEs 'successful in getting bank credit'

    It wouldn’t be too bad to read 2 articles which make different points. But what is puzzling is that both articles interpret the same data. One says that the bank funded SME Finance Monitor which we understand is providing the The Department for Business, Innovation and Skills (BIS) with benchmark information has just found that...

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