Small Businesses Growing Again!

Growth among SMEs has now hit the same heights that it was pre-recession. We were pleased to read that little statistic this week in a study by the Enterprise Research Centre. This can only be good news for small businesses across the UK who are looking to continue to grow over the next few months....

What is Crowdfunding?

It’s a term which gets branded about fairly frequently at the moment. But not everyone knows what it means. Obtaining a commercial loan via a crowd-funder, is similar to obtaining a commercial loan via a traditional bank. The difference being that instead of the bank lending you the money directly, the loan is listed on...

Commercial Finance is available for UK Businesses

You do not need us to tell you, that having access to finance is very important for your business. And despite the negative headlines in the news, we know that finance is available for small businesses – providing they know where to look. As deeds speak louder than words, we’ve highlighted a few of our...

"The broker will identify the most suitable funder from their panel to provide the loan"

Reading this morning’s CityAM, there were some interesting words by Mike Francis, about small business finance. There were some areas which clearly resonated with us. In particular: “Too many small businesses see their expansion plans quashed by a lack fo finance. Their bank doesn’t have the confidence to lend them the money they need, so...

When is a quote not a quote?

We are used to asking for quotes. After all, we want to know how much something is going to cost us before we commit to it. And commercial finance is no different. You want to know the exact terms of any loan before you take it out: What’s the interest rate? What are the monthly...

Who would you sell your business to?

Imagine a scenario. You have decided to sell your business, and you were hoping to sell it for, let’s say, around £300,000, and there are only two potential buyers. Which offer do you accept? The first offer is from an individual. They are willing to match the asking price of £300,000. But they haven’t arranged...

Experienced hands are safe hands

You wouldn’t ask a qualified mechanic to find out what medicine you should take for an illness. And in the same way you wouldn’t ask a doctor to look for ways to fix that clunking noise coming from inside your car’s engine. We rely on experience to guide us through areas which we are not...

Business Finance doesn't have to be Rare!

Why you should always compare the market!

What do you do if your car insurance is due for renewal? Even if you’re happy with your existing provider, you do ask yourself the question – am I getting the right deal? So you might phone up a few other providers and get a few quotes, or use a comparison website in order to...

The difference between business finance and Business Finance

There’s an old riddle. You have to choose between two politicians and vote one into office. Candidate A sleeps until midday most days, is a heavy drinker, and was kicked out of office twice. Candidate B served in the military; he doesn’t smoke and is a vegetarian. So who do you choose? Most of you...