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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Miscellaneous

    Buying commercial property at auction? What about the finance?

    If you are looking at buying an investment property at auction you have two choices when it comes to arranging commercial finance. The first option is that you can wait until you have had your bid accepted at the auction. You can then pay your deposit, and start to think about getting the finance in...

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  • Miscellaneous

    Provide your business with access to exclusive lenders and terms!

    You are looking at raising finance to grow your business, but don’t know the right lenders to approach or where to start. We are experienced finance brokers with a track record of success, with access to a range of commercial lenders, and strong relationships with key decision makers. So what are you waiting for –...

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  • Miscellaneous

    Should I arrange Commercial Finance in a Limited Company or in my own name?

    Is it better to secure commercial finance in your own name, or through a limited company? In all comes down to how you interpret the word “better”. When it comes to arranging finance, some lenders will consider lending to both companies and individuals. Whether, or not, the terms which they can provide will be any...

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  • Miscellaneous

    Can I get property development finance without planning permission?

    We’ve been asked the question a few times over the many years that we have been raising commercial finance – “Can I get property development finance without planning permission already in place?” The short- answer is that it depends on several factors. Firstly, some smaller developments or refurbishments might not need planning permission at all!...

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  • Miscellaneous

    Access to every lender at your fingertips!

    Which lender is the right one for your business finance? There are so many different lenders – from the high street banks, to the specialist companies, through to peer-to-peer lenders. Each has a plethora of criteria for each sector – it can be a minefield just knowing who the right lender is for you. So...

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  • In The Press

    Which lenders have the appetite for business finance

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  • Miscellaneous

    Did you know that 70% of businesses approach only one lender for commercial finance

    We heard the above statistic from a colleague of ours. Whilst we can’t verify if it is accurate, the fact that the number would be significant at all is worrying. Think about it. When it comes to something as important as raising finance for a business, why would you only look at one lender? We...

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  • Miscellaneous

    What deposit do I need to buy a business?

    It is a question that many of our clients ask, but unfortunately not one which has a straight forward answer: “What deposit do you need to buy a business?” Unlike a residential mortgage, where lenders clearly state the loan-to-value required, when it comes to raising commercial finance to purchase a business there are many different...

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  • Miscellaneous

    You don't always need a property as security for business finance

    No, you haven’t misread that. We have well established lines with reputable banks and lenders, who are able to provide finance for some businesses, without always asking for a property as security. Sometimes up to as much as £250,000. This can clearly result in further opportunities for you to grow and expand your businesses. There...

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  • Miscellaneous

    Can I get finance for a property development?

    We regularly speak to clients that are looking to raise finance for a property development. These vary from the first-time developer, to the experienced company looking to start their next project. And the first question is usually the same one: “How much finance can I get for my development?” The answer is that it depends...

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