"The broker will identify the most suitable funder from their panel to provide the loan"

Reading this morning’s CityAM, there were some interesting words by Mike Francis, about small business finance. There were some areas which clearly resonated with us. In particular: “Too many small businesses see their expansion plans quashed by a lack fo finance. Their bank doesn’t have the confidence to lend them the money they need, so...

When is a quote not a quote?

We are used to asking for quotes. After all, we want to know how much something is going to cost us before we commit to it. And commercial finance is no different. You want to know the exact terms of any loan before you take it out: What’s the interest rate? What are the monthly...

Who would you sell your business to?

Imagine a scenario. You have decided to sell your business, and you were hoping to sell it for, let’s say, around £300,000, and there are only two potential buyers. Which offer do you accept? The first offer is from an individual. They are willing to match the asking price of £300,000. But they haven’t arranged...

Experienced hands are safe hands

You wouldn’t ask a qualified mechanic to find out what medicine you should take for an illness. And in the same way you wouldn’t ask a doctor to look for ways to fix that clunking noise coming from inside your car’s engine. We rely on experience to guide us through areas which we are not...

Business Finance doesn't have to be Rare!

Why you should always compare the market!

What do you do if your car insurance is due for renewal? Even if you’re happy with your existing provider, you do ask yourself the question – am I getting the right deal? So you might phone up a few other providers and get a few quotes, or use a comparison website in order to...

The difference between business finance and Business Finance

There’s an old riddle. You have to choose between two politicians and vote one into office. Candidate A sleeps until midday most days, is a heavy drinker, and was kicked out of office twice. Candidate B served in the military; he doesn’t smoke and is a vegetarian. So who do you choose? Most of you...

Small Business Saturday is Back!

Last year, an initiative was launched to help small and independent businesses, called Small Business Saturday. You may have heard of it. Originally a US concept, it was brought over to the UK in order to help raise the profile of small and independent businesses in the UK, by setting aside one day to help...

Focus on Retail - William Grimsey: Why we need a plan for the British High Street

As part of our focus on Retail, we invited William Grimsey, the Ex-CEO of Wickes, Big Food Group, Focus DIY and Park n Shop Hong Kong, to discuss his thoughts concerning British retail and the UK High Street: As the season of political conferences is upon us it’s that time of year when buzzwords and...

We needed to invest but banks didn't want to know