Should I arrange Commercial Finance in a Limited Company or in my own name?

Is it better to secure commercial finance in your own name, or through a limited company? In all comes down to how you interpret the word “better”. When it comes to arranging finance, some lenders will consider lending to both companies and individuals. Whether, or not, the terms which they can provide will be any...

Can I get property development finance without planning permission?

We’ve been asked the question a few times over the many years that we have been raising commercial finance – “Can I get property development finance without planning permission already in place?” The short- answer is that it depends on several factors. Firstly, some smaller developments or refurbishments might not need planning permission at all!...

Access to every lender at your fingertips!

Which lender is the right one for your business finance? There are so many different lenders – from the high street banks, to the specialist companies, through to peer-to-peer lenders. Each has a plethora of criteria for each sector – it can be a minefield just knowing who the right lender is for you. So...

Which lenders have the appetite for business finance

Did you know that 70% of businesses approach only one lender for commercial finance

We heard the above statistic from a colleague of ours. Whilst we can’t verify if it is accurate, the fact that the number would be significant at all is worrying. Think about it. When it comes to something as important as raising finance for a business, why would you only look at one lender? We...

What deposit do I need to buy a business?

It is a question that many of our clients ask, but unfortunately not one which has a straight forward answer: “What deposit do you need to buy a business?” Unlike a residential mortgage, where lenders clearly state the loan-to-value required, when it comes to raising commercial finance to purchase a business there are many different...

You don't always need a property as security for business finance

No, you haven’t misread that. We have well established lines with reputable banks and lenders, who are able to provide finance for some businesses, without always asking for a property as security. Sometimes up to as much as £250,000. This can clearly result in further opportunities for you to grow and expand your businesses. There...

Can I get finance for a property development?

We regularly speak to clients that are looking to raise finance for a property development. These vary from the first-time developer, to the experienced company looking to start their next project. And the first question is usually the same one: “How much finance can I get for my development?” The answer is that it depends...

Know your budget before you buy!

It sounds logical enough. But you’d be surprised by the number of clients we come across who have put in an offer to buy a business or a commercial property, without knowing whether or not they are able to get the required finance. You wouldn’t book a holiday without having an idea of the level...

50,000 UK businesses have trusted us with their finance - here's why!

50,000 businesses cannot be wrong! There are many different reasons why each business has trusted ASC to raise their business finance – our strong relationships with a variety of different lenders, our personal service which ensures we can address your individual requirements and our commitment to reducing hassle for small business owners. But there is...