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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Banks

    What’s your bank manager’s name? Any idea?

    If we were to ask a business owner this question ten years ago. We’d have got an immediate answer. But now, I’m not so sure that many people know off the top of their heads. Previously the relationship with the bank manager was key to any business’ success. They knew your business and they knew...

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  • Business, Government, SME

    Businesses on Tenterhooks

    Business owners around the country are bound to be on tenterhooks this week. Not only are we back in that scenario of uncertainty with the government changing guidance on what the new lockdown measures look like on an almost hourly basis, but we are also waiting to hear from Chancellor, Rishi Sunak, whether he will...

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  • Business, Property

    Tips for buying an investment property at auction

    Buying an investment property at auction can be daunting for a first timer. But it doesn’t have to be complex. We’ve outlined just some of the main tips an auction purchaser should know: Do your research. Make sure you have fully looked into a property before making a bid. You need to ensure that you...

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  • Business, Loans

    The Coronavirus Business Interruption Loan Scheme is ending – Don’t miss out!

    The Coronavirus Business Interruption Loan Scheme (known more affectionately as CBILS!) has supported many UK SME’s who were adversely affected by the Covid-19 pandemic and lockdown. However, time is running out for businesses that want to secure finance under the scheme. The scheme is scheduled to close on 30th September. Therefore, any small businesses who...

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  • Housing, Loans, Property

    Quicker house sales mean that finance is more important!

    The property website Zoopla reported that houses are selling quicker than before. The average time to sell a three-bed house over the last three months is now 24 days, which is a third quicker than the same period a year ago. So what does this mean if you are a property investor? It means that...

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  • Government, Loans

    Don’t miss the deadline for CBILS Applications!

    The Coronavirus Business Interruption Loan Scheme has supported many small businesses across the UK who have been adversely affected by the coronavirus. As we wrote earlier, applicants which went through a broker were 33% more likely to be successful through the scheme than if they applied by themselves. But don’t delay! The scheme is scheduled...

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  • Banks, Loans

    The Right Application = The Right Finance

    Let’s say you are applying for a job. The first thing you would do is send in your CV. You want to ensure that you sell yourself, highlight your achievements, and explain to the potential employer why they should hire you or give you an interview. You’d want to avoid spelling errors, or inconsistencies which...

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  • Business, Finance

    Variety is key – you have more options than you think!

    When people think finance, they tend to consider a small, group of options. After all, they only know the types of finance which they might have come across or read about. For example, an unsecured loan, or a commercial mortgage. But there might be many more avenues of finance available to them. But if the...

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  • Business, Economy, Government, Housing

    How will the new “automatic” planning permission changes impact development?

    The Housing Secretary Robert Jenrick has announced that new homes will be granted “automatic” permission to be built. The move is part of the Government’s plans to speed up development to help minimise the economic impact of the coronavirus. He said “Land designated for growth will empower development – new homes, hospitals, schools, shops and...

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