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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Banks

    Lenders, Lenders everywhere – which one is right for you?

    If you had to name every lender in the UK, do you think you could? We doubt it. When most people think of “lenders”, what they’re really thinking of is high-street banks. It’s certainly possible to name all of those, but at most that’s going to be around 20-25 different lenders. This might seem like...

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  • Loans

    Can I Repay a Business Loan Early?

    When you’re looking at a business loan, you’re normally looking at a fixed-term prospect. A business loan is based on a set repayment schedule over an agreed period of time. So we’d like to talk about a question we sometimes get. Can you pay back your loan early? Every business would love to pay back...

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  • Finance, Financial World, Loans

    Our latest ASC Infographic explains the concept of LTV

    LTV is a word that gets tossed around a lot in Business Finance. But what exactly does it mean, and how does it affect your loans? Well, our newest Infographic is here to clear that up!

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  • Finance, Financial World, Loans

    Loans are about people, not just product

    When you’re applying for finance, what do you think lenders look at? The financials? Definitely – lenders want to see what potential your existing business (or the business you’re purchasing) has to repay the loan before they’ll put money on the line. The business’ history? Certainly – they’ll want to know what your organisation has...

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  • Financial World, Loans, SME

    Everyone wants the “right” deal. What does that actually mean?

    One of the first things any broker will hear from a client is “What deals can you get me?”. It’s not an unexpected question, nor is it an unfair one. After all, when it comes down to it, a broker’s job is to get the finance you need, with the right terms. However, there’s one...

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  • Finance, Loans

    Confused about Peer-to-Peer Finance? Have a look at our new Infographic!

    Peer-to-Peer (P2P) Finance is one of those topics that it’s easy to get the wrong idea about. So, to help everyone understand it, our latest ASC Infographic is all about what P2P is, and how you can get it!  

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  • Banks, Finance, Loans

    Business finance is a bespoke service. So why not make sure you’re getting what’s right for you?

    If you’ve been eagle-eyed this month, you might have noticed there’s a bit of a theme to the blogs. First, we talked about how a broker was faster than looking on your own. Then, we talked about how a broker provides a much simpler experience than the banks. It’s almost as if we’re making a...

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  • Banks, Financial World, Loans

    The finance process is a chore – but it’s one you don’t have to go through.

    Earlier this month, we talked about how slow starting your finance journey can be without a broker. If you’re trying to talk to banks directly, then you can spend weeks waiting around for a response. A broker presents a much faster solution. Unfortunately, that sluggishness is often prevalent throughout the whole finance process. If you...

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  • In The Press

    Could the EFG Scheme be the right route for you? Find out in our latest Daltons article!

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  • ASC Newsletters, Financial World

    Interesting Times are ahead – use them to your advantage. The ASC Autumn Newsletter

    Does anybody know what’s going on in the UK at the moment? We’d say that it’s fairly unlikely. With all the political dramatics and potential economic effects that’re being prepared for at the moment, the only thing that anyone can say for certain is that we’re in for interesting times. In times like these, the...

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