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The ASC Finance for Business Blog – A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Finance, Financial World, Loans

    Small loans, big loans, some the size of your head. Does size matter in finance?

    It wouldn’t be overly unfair to call business finance a “numbers game”. Whilst the most important thing in the business is undoubtedly personality, at the end of the day the fine details are often about the numbers. Exit fees, interest rates, monthly repayments and more all add up (no pun intended) to a full package...

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  • Financial World

    You might be surprised, but finance is a local business

    When most people think “finance”, they think on a national perspective. The default image of finance is the big, high-street banks making transactions on a large scale across the country without regard to individuality or the areas they’re in. Now, we’ve talked before about how high-street banks aren’t the only option available – and it’s...

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  • Financial World, Loans

    Do you rate the loan you’re looking for?

    It’s not exactly a surprising statement to say that interest rates are important in finance. You can have the best initial loan offering in the world, but if the interest rates aren’t right for your business, then your wallet will be hurting in due time. When you’re broking finance, you need to know that you’re...

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  • In The Press

    Our latest articles on Daltons Business - Why use a Broker? What’s in it for you?

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  • Financial World, SME

    Can you really help a SME if you aren’t one?

    Here at ASC, we put a lot of emphasis on the fact that one of the reasons we’re so good at helping SMEs, is that we are a network of them. Every ASC Regional Director owns their own small business, which helps them understand the position of any client that comes to them. Which brings...

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  • Financial World, Loans, Property

    Buy-to-lets: a “soft” approach to business?

    How many of you reading this own more than one property? If we’d asked that question 10 years ago, we highly doubt that many would have responded “yes”. Today, though, we imagine the answer spread would be very different. Whilst the BTL market has certainly cooled since the 3% Stamp Duty increase implemented in 2016,...

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  • Finance, Financial World, SME

    ASC have partnered with Get Me My Mortgage!

    ASC are excited to announce that we’ve been chosen by www.getmemymortgage.co.uk as their partner for commercial mortgages! Get Me My Mortgage are dedicated to helping clients find the right mortgage and insurance packages for them. Whether you are a first-time buyer or interested in a buy-to-let mortgage, their aim is to make applying for and...

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  • Business, Finance, Financial World, SME

    No matter what, Cash is always King

    Cash flow is the maker and breaker of any business. You can have all the massive annual contracts and future projections in the world, but if your current cashflow doesn’t stack up, your business is doomed. As such, it might not be surprising to know that cash flow is becoming an increasingly important sector of...

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  • In The Press

    We're delighted to have been published by The Caterer talking about finding finance for the hospitality world.

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  • Banks, Financial World, Loans

    Are unsecured loans really a “poison pill”?

    There are many different ways to get a loan. We’ve talked about a number of them in these blogs, and you’ll find even more on our website. However, the financial process has another part to it – security. Security is a deceptively complex topic, with a lot of different interpretations to be had. So, here’s...

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