Every business needs finance. A farm is no exception. Whether starting out, expanding your business or taking on a whole new challenge, ASC are here to make getting that finance simple for you.
There’s nothing like a farm. The scale, the environment and the situation of farms and agriculture businesses combine to present a set of opportunities and challenges that you wouldn’t dream of finding in any other business. We’re here to make sure that finance isn’t one of those challenges, though.
Sowing the seeds.
If you’re running a farm, you really are running a business that doesn’t work like any other. You need far more space, more specialised tools and products nobody else would ever think of needed for a business. You wouldn’t catch a florist shopping online for a tractor and grain seed! Rather than questions about floorspace and turnover, you’ll be fielding requests about your acreage and crop load. How are your fields divided up? Do you crow crops, tend animals, or both? What machinery do you own? Do you have farmhands, or are you mostly automated? Lenders can place all sorts of roadblocks in the way of your journey when you’re looking on your own.
You’ll also have to answer the question of what type of finance would actually work best for you. No two agriculture businesses are the same – a crop-focused farm is a very different operation from a dairy and beef cattle farm, and again from a small-animal focused hennery. Farming also has a huge variety of potential income streams – nowadays a large number of agriculture businesses also involve things like farm shops or holiday rentals, for example. The specifics of your business will affect what kind of finance benefits you the most. One might be more suited to a standard commercial loan, whereas a smaller, more niche operation might be more suited to business expansion finance or peer-to-peer. This means you need a broker that’s experienced in agriculture, not just any old finance broker.
Reaping the rewards.
This is where ASC come in. For the last 50 years, we’ve been helping SMEs nationwide find the business, commercial and property finance that they need. Over the years our clients have included farms of all shapes, sizes and types – you can be sure that when you’re dealing with an ASC regional director, you’ve got the assistance of someone that properly understands the agriculture world and how to navigate it.
We can help you deal with the regulations and remove the roadblocks in the way of your success to make your finance journey as smooth as can be.
So, if you want to make your finance journey faster, simpler, better – there’s just two things you need to do:
1. Get in touch with us.
Your initial consultation is free and without obligation.
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2. Sit back and relax.
We’ll handle the finance, so you can focus on what really matters – your business!