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Commercial and Business Finance in Borders

Finance is Available for Your Business

Being a business owner himself, your local ASC Director Steven understands the issues local businesses are faced with at the moment.

We have experienced more recessions and ups and downs in the economy then we care to remember. What we are certain of is that alternative finance options are available for your business.

You might need large-scale funding for significant renovations or for simpler refurbishments, ASC can help with development finance, new building projects, and bridging and short-term finance for developers plus much more. We are seeing more and more interest in property development finance and we know which lenders to go to. Contact Steven to find out more.

Steven specialises in

  • Business Loans

  • Commercial Loans

  • Commercial Mortgages

  • Property Development Finance

  • Property Investment Finance

  • Business Expansion Finance

  • Asset Finance and Working Capital

  • Venture Capital

  • Auction Finance

Business finance is a tailored process – we can arrange loans of all shapes and sizes for your business.
Contact Steven to discuss your exact requirements.


About Steven

Steven has many years of experience in the finance world, before opening his ASC office he was the Operations Manager for a company offering mortgages, protection and Estate planning. He has a solid background on developing processes, standards, introducer relationships, BDM relationships and was twice nominated as Broker of the year in Scotland in 2018 and 2019. Steven has been highly successful at placing large Buy-to-Let portfolios and is known for taking an ‘out of the box’ view at financing scenarios.

Steven and his team work across Scotland from two bases; Edinburgh and Perth (Glasgow is opening soon.) They take the time to understand their clients and their requirements. ASC Scotland value face-to-face meetings where possible, whilst also utilising the latest in online meeting technology if required. They thrive on simple, direct communication and are committed to delivering the highest standards of customer experience

If you’re a small business owner who requires a commercial mortgage, property investment finance or business re-financing, then Steven and his team can assist you. Steven and his team can also help property developers get the right finance; from single new build properties; refurbishments; commercial conversions through to property investment finance for large multi-unit builds.

When Steven is not enjoying the beautiful scenery of Scotland, you’ll find him travelling throughout the USA, and watching his beloved San Francisco 49ers in the NFL. 

Steven's success stories

  • Secured finance for a start-up smoked fish company in Glasgow to purchase property and equipment

  • Assisted many client’s making lifestyle changes when relocating to rural Scotland including a hotel in Argyll & Bute, an art gallery in Aberfeldy and a cafe/gift shop on the North Coast 500

  • Raised asset finance for businesses including a trampoline park and a cafe in Edinburgh

  • Property development finance for an affordable housing project in Fife

  • Helped a number of business buy the premises they have been renting including £100k for a tailors in Perth and £60k for a barber in Stirling

  • ASC helped a client to secure £260,000 for a church conversion project in Edinburgh.

  • £426k for the construction of affordable housing in Fife

  • Secured financing of £232k for the construction of industrial units in Fife.

Areas covered

  • Borders

  • Galashiels

  • Melrose

  • Kelso

  • Peebles

  • And more...