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Lenders

  • Banks, Business, Finance, Loans, Property, SME

    You know the banks that don’t lend – we know the banks that do!

    Who can you actually speak to at your bank? Who answers your questions and actually makes decisions? If you cast your mind back, a business used to have a dedicated bank manager – someone who knew the business inside and out. And if you wanted to secure finance for your business, they had the knowledge,...

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  • Banks, Finance, Investment, Loans

    Do you know the difference between serviced monthly, rolled up, and retained interest?

    Interest rates are the main cost of borrowing money. When you borrow money from a lender you are expected to pay back the amount that you borrowed, plus the interest on the amount borrowed. The number of different interest rates available when borrowing can be confusing, and varied. The types of interest rates on commercial...

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  • Banks, Loans

    The Right Application = The Right Finance

    Let’s say you are applying for a job. The first thing you would do is send in your CV. You want to ensure that you sell yourself, highlight your achievements, and explain to the potential employer why they should hire you or give you an interview. You’d want to avoid spelling errors, or inconsistencies which...

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  • Finance

    Commercial lenders during uncertain times

    With over 300 banks and 45 additional building societies in the UK, how can you know which lender is the right one for you and your business? How can you even know that they will be willing to finance your business during uncertain times? A lender wants to be as certain as possible that they...

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  • Banks, Business, Loans

    Bespoke, tailored exactly to fit you, created by experts with decades in the field. A suit? No, a loan!

    When many people look at business finance, there’s a strong temptation to apply the same assumptions that you would when looking at personal or residential loans. The bank deals with hundreds of loans every day, so they must have a variety of different loans to offer and for you to choose the best one. Right?...

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  • Finance, Loans

    What do lenders want to see? Experience.

    In past blogs, we’ve talked about a number of different things lenders will look at in any application for finance. But there’s one that we haven’t covered just yet – the importance of experience. When a lender offers you a loan, they want to be as certain as possible that they’re going to get their...

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  • Banks, Finance, Loans

    How many banks are there? So many more than you think.

    If you asked your average business owner to name as many banks as they could think of, we’d bet that they’d struggle to get past 10, and almost definitely wouldn’t hit 20. Once you get past the big high-street banks like Barclays, Lloyds and HSBC, most peoples’ knowledge of banks dries up. This is emblematic...

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  • ASC Newsletters, Financial World, Loans

    What does it mean to “know” a bank? How brokers and bankers do business together.

    At ASC, we’re proud of knowing our lenders. We think we have a right to be – not many brokers have 50 years of experience doing business. So, where some might only know the banks that won’t lend, we know the banks that will. But what exactly does “knowing” a bank mean? How does it...

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  • Business, Financial World

    Funds, safe and sound – Why you need to be sure of Security in Finance

    Businesses are, by their nature, volatile creatures. Location, the economy and even the time of the year can serious affect a businesses’ fortunes, and nowhere is this truer than in the SME world. A small business doesn’t have the safety nets that major corporations do, and a turn in the financial winds can easily spell...

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With over 20 offices nationwide, there is always a local director to assist you