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Lenders

  • Banks, Finance, Loans

    How many banks are there? So many more than you think.

    If you asked your average business owner to name as many banks as they could think of, we’d bet that they’d struggle to get past 10, and almost definitely wouldn’t hit 20. Once you get past the big high-street banks like Barclays, Lloyds and HSBC, most peoples’ knowledge of banks dries up. This is emblematic...

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  • ASC News, Financial World, Loans

    What does it mean to “know” a bank? How brokers and bankers do business together.

    At ASC, we’re proud of knowing our lenders. We think we have a right to be – not many brokers have 50 years of experience doing business. So, where some might only know the banks that won’t lend, we know the banks that will. But what exactly does “knowing” a bank mean? How does it...

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  • Business, Financial World

    Funds, safe and sound – Why you need to be sure of Security in Finance

    Businesses are, by their nature, volatile creatures. Location, the economy and even the time of the year can serious affect a businesses’ fortunes, and nowhere is this truer than in the SME world. A small business doesn’t have the safety nets that major corporations do, and a turn in the financial winds can easily spell...

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  • Finance, Financial World, Loans

    It Pays to Shop Local

    Like any sector, the finance world has lenders of all shapes and sizes. From massive multinational banks to smaller, more local lenders, there are over 300 different funding sources available for a business looking for finance in the UK. But not all lenders are created equal – depending on where you are, and what exactly...

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  • Banks, Finance, Loans

    Bad Lender, Bad Loan, Bad Luck

    The lender is the linchpin of every finance deal. This might seem like a stupid statement to make – of course business finance relies on the person who provides the money! But what we mean isn’t that you need a lender to make a loan – it’s that you need the right lender to get...

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  • Banks, Financial World, Loans

    Inviting a Comparison

    “How do you choose between lenders?” is a question we get asked often. It can be a tricky question to answer – no two brokers will have the same method, for one. But it involves broker and client looking at an offer and seeing if it really fits a business. However, there’s been a development...

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