Who can you actually speak to at your bank? Who answers your questions and actually makes decisions? If you cast your mind back, a business used to have a dedicated bank manager – someone who knew the business inside and out. And if you wanted to secure finance for your business, they had the knowledge,...
Read moreThis is a question we often get asked by aspiring property developers. Can I apply for finance for a property development before getting planning permission? There are a few options open to you: 1) Wait for planning permission. You can wait for planning to come in before applying for finance. But this can sometimes leave...
Read moreWe thought we would recap some of our favourite deals from last year. As well as the numbers (and we are proud that we raised over £150 million for small business owners), it is the people we help who are the real stories, so here are just a few examples: We helped a motorcycle enthusiast...
Read moreWe are certainly proud of all the deals we’ve completed for our clients, and we’ve had the opportunity to discuss one with ASC Scotland, where arguably ASC “saved Christmas”. The clients were a couple living in Iceland and owned a Scottish limited company, and this company only did one thing, which is import containers of Christmas items...
Read moreWhy do people want to become their own boss and run their own business? Last month we spoke at the Business Show at the Excel, talking about the different ways people can raise finance to buy a business. There are many different ways people can raise finance, from traditional bank loans to forms of alternative...
Read moreSince our inception 50 years ago, ASC has been raising finance for a variety of clients across all sectors and for most purposes, but raising finance is not always an easy task. Sometimes it can be difficult due to the complexity of the finance that we are securing for our clients, and other times due...
Read moreAs we have seen on the media the past weeks, the cost-of-living crisis is taking its toll on many businesses around the country. Some are closing their doors for good, although others have managed to flourish in difficult times. Most recently, one of the biggest worries for business owners has been access to finance, but...
Read moreTowards the end of 2021, less than half of SMEs had their loans approved by their banks, one of the lowest levels in the past ten years. Nowadays, SMEs in the UK are picking up the pace post pandemic but remain affected by rising costs, finding and hiring skilled staff, and global supply delays. But...
Read moreThe process of securing finance can be confusing, and everyone’s requirements are slightly different, but what are the most common difficulties presented to businesses or individuals looking to secure finance? Where to go – There are just so many financial institutions, associations and different financial products available that can make your finance journey bumpy (before...
Read moreSince the start of the pandemic the majority of brokers have seen reductions in the financing products available from lenders. Close to 90% of brokers believe the most affected in 2021 will be commercial mortgages, unsecured loans and secured facilities. Why is this likely to happen? There has been a lot of lending over 2020, but the majority of lending capacity has...
Read moreWith over 20 offices nationwide, there is always a local director to assist you
