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Access to Finance

  • Finance, Loans

    What interest rate can I borrow at?

    A simple question, but when it comes to commercial finance, it is not one which comes with a simple answer. But we understand how important it is to know what the answer to the question is before you start looking at whether or not it is worth you considering raising business finance. The truthful answer...

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  • ASC Newsletters, Banks, Economy, Finance

    Bank Managers are people too – never forget that!

    We’re going to open this article up with a story straight from the archives. Once upon a time, we knew a bank manager who would never finance a baker. A middling pub with decent financials? He’d consider it. A leasehold manufacturer looking to buy its freehold? He’d make an informed decision. A freehold bakery, with...

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  • ASC Newsletters, Banks, Loans

    You can’t access the experts – that doesn’t mean they don’t exist.

    No matter which way you cut it, finance is a specialist industry. You need specific knowledge and years of experience to properly navigate the financial world and find the right products. It’s one of the reasons we’re so emphatic that any business looking for finance has a broker. However, even in specialised fields, some are...

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