It is a question we often get asked by our clients. When we are discussing their commercial finance requirements with them, we go through the documentation that lenders might request as part of their underwriting. One thing lenders often ask for is the borrower’s bank statements. And one thing the borrower often asks is “why?”...
Read moreOK, so we are probably not going to win any awards for our Valentines poetry. But that’s ok. At ASC we pride ourselves on helping small businesses, and being part of the UK’s SME community. So we wanted to take a break from telling everyone how great we are and how we can help small...
Read moreThinking of buying a fitness centre? From health clubs to standard gyms, this article from BusinessesForSale.com will list the top reasons why investing in this sector is a smart choice. Is buying a fitness centre a good idea? Health and wellness are not products. They are a lifestyle that many people incorporate into their daily...
Read moreWe love it when a client returns to ASC. It is conclusive evidence that we did a good job first time round! So we were delighted when a client, for whom we had previously arranged property finance for, came back to ASC as they were looking at purchasing further properties and wanted to raise capital...
Read moreWho can you actually speak to at your bank? Who answers your questions and actually makes decisions? If you cast your mind back, a business used to have a dedicated bank manager – someone who knew the business inside and out. And if you wanted to secure finance for your business, they had the knowledge,...
Read moreThis is a question we often get asked by aspiring property developers. Can I apply for finance for a property development before getting planning permission? There are a few options open to you: 1) Wait for planning permission. You can wait for planning to come in before applying for finance. But this can sometimes leave...
Read moreWe are certainly proud of all the deals we’ve completed for our clients, and we’ve had the opportunity to discuss one with ASC Scotland, where arguably ASC “saved Christmas”. The clients were a couple living in Iceland and owned a Scottish limited company, and this company only did one thing, which is import containers of Christmas items...
Read moreASC Director, Conrad Robins, opened ASC Finance for Business in St Austell in 1990. Today, with offices based in Truro and Exeter, he is celebrating 30 years of helping businesses in Devon and Cornwall raise the finance they need. We interviewed Conrad and his team to find out more about his work with local business....
Read moreWe can tell you all the reasons why business people like you choose to use ASC to assist with raising business finance. We can point you to examples of the loans we have successfully raised over the last 50 years, and we can highlight the refreshingly personal service you will receive. But ultimately, why should...
Read moreWho would you trust to get the right deal on a flight? A one-off customer who logs into an airline’s website, or A travel agent, booking hundreds of flights a year who can speak to a senior member of staff, and knows how the system works? Most of you would understandably say B. And commercial...
Read moreWith over 20 offices nationwide, there is always a local director to assist you
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