A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.
Loans, SME
How ASC helps our clients – A Success Story in Brockenhurst
At ASC, we are writing fresh stories to illustrate our work about the different ways we have assisted our clients across the country with their finance needs. On this occasion, Dan and his team at ASC Hampshire, Dorset & Isle of Wight successfully assisted their client, The Home of Interiors. Our clients were purchasing a...
We are certainly proud of all the deals we’ve completed for our clients, but recently Steve Bealing from ASC in Surrey, completed a rather unusual loan. The client was referred to Steve by a local accountant, and what our client needed was to purchase a motorboat which was in the south of France. It was...
Looking for finance but have no property – What are the options?
We often hear clients mention they do not have a property to use as security when looking to finance their projects, and while it is true that a property can ease the process of securing finance, there are other options. Other alternatives to non-property commercial lending solutions include: Invoice Finance – when the business effectively...
Lack of finance holding UK’s SMEs back, but finance is available.
Towards the end of 2021, less than half of SMEs had their loans approved by their banks, one of the lowest levels in the past ten years. Nowadays, SMEs in the UK are picking up the pace post pandemic but remain affected by rising costs, finding and hiring skilled staff, and global supply delays. But...
How we help our clients – From rejected finance to Harrods supplier.
At ASC we have some deals that we are particularly proud of. Alison Hunter from ASC in Scotland shares one such deal, which remains one that she is most proud of, and it happens to be one of her first clients who walked into her office an early morning. The client had been in the...
The value ASC adds to your business – ”Let’s give it a go!”
There is no better endorsement than a client returning to ASC to secure further finance, as was recently the case for a client of Philip Thompson, from ASC in Buckinghamshire, and that was not only once, but twice. Philip’s client first contacted him during the pandemic and was initially looking for assistance with a CBILs...
Holiday let still growing in the UK – can ASC help?
We all know that summer 2021 was the season of the UK staycation, when Brits holidayed at home while foreign travel was curtailed by Covid. If you tried to book any sort of accommodation anywhere in the UK last year, you’ll remember how hard it was! It will therefore come as no surprise that there...
Lending returning to similar pre-pandemic levels. It has been reported by different institutions, including the Bank of England, that lending levels are starting to pick up its pace and are now close to the healthy numbers before the pandemic days. The market volatility of the last few years appears to be easing, and the lending...
Sometimes going back is the best way forward, and its EasyPZ Stay with ASC!
The Cliffe family, father Dick, son Simon and his partner were operating the thriving EasyPZ Stay backpacking business in Penzance, Cornwall until they hit a couple of significant bumps in their road. Sadly, Simon’s relationship had broken down at the same time as their bank loan facility reached the end of its term, and then...
As the last restrictions were removed in the UK earlier in the year, and many companies have asked their employees to return to the office, commercial property is back in demand. Many commercial property owners are seeing the rents which went unpaid, or were paused during lockdowns, being paid back, and there is an...
