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Step-by-step guide to getting business finance through ASC

At ASC Finance for Business, we believe that securing business finance should be simple, straightforward and stress-free. That’s why we’ve spent over 50 years helping business owners, property investors, and entrepreneurs find the right funding, without the fuss.

Whether you’re looking to purchase premises, refinance existing debt, begin a property development or raise working capital, here’s how our straightforward process works:

Step 1: Initial contact – How can we help?

When you first get in touch, we begin with a simple, no-obligation chat to understand your needs. We’ll ask for some brief details about your financing requirements to see if we can assist you and assign you to a broker best suited to your needs. We’ll then arrange a follow-up appointment – face-to-face at your local ASC office, online via Microsoft Teams, or over the phone.

Step 2: Assessment meeting – Understanding what you need

At this no-obligation initial meeting, we’ll explore your requirements in more detail. We’ll explain how the process works, outline what information you’ll need to provide and give you a quote for our services.

Every business is different, so we take the time to get to know yours – what you’re looking to finance, your goals, and any challenges you’ve faced.

You won’t get a script or a sales pitch—just a knowledgeable local expert who’ll listen and give guidance on what might be possible.

Step 3: Engagement – Getting started

Once you’re ready to proceed, we’ll share our terms of business. Then it’s full steam ahead.

Equipped with the whole picture, we’ll identify the appropriate type of finance for your circumstances, check whether everything is in place to support your application, and help you prepare any additional documents or information.

Step 4: Finding finance – Approaching the right lenders

With access to a broad selection of lenders, including high street banks, challenger banks, and niche or specialist funders, we know who’s most likely to say “yes” to your application.

We’ll match your business to the lenders that suit it best and engage with them directly on your behalf. Once we’ve identified a suitable lender, we’ll present your options.

Step 5: The application – Managing the process

We’ll handle the entire application process, liaising with lenders, managing paperwork, and ensuring everything runs smoothly. If your application needs refining or resubmitting, we’ll work with you to get it right. We’ll also negotiate on your behalf to secure the best possible terms – whether that’s a lower interest rate, flexible repayment options, or reduced fees.

Step 6: Formal offer – Reviewing the deal

Once a lender makes a formal offer, we’ll review it with you in detail. We’ll explain the terms and conditions in plain English and help you assess whether it meets your needs before you accept.

If anything needs clarification or adjustment, we’ll work with the lender to get it sorted.

Step 7: Completion – Securing the funds

As the lender and the legal team finalise the deal, we’ll stay involved to make sure everything stays on track. We’ll chase updates, smooth out any issues, and keep you informed throughout.

Once everything’s signed off, the funds will be released and the deal completed.

Business finance – without the fuss

At ASC, we do the hard work so you don’t have to. You’ll get hands-on support, a dedicated local expert, and the best chance of securing the finance your business needs to grow.

Ready to get started? Contact your local ASC office today.

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ASC Finance for Business
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