Securing finance without trading accounts can be a chicken-and-egg situation. You need finance to start trading, but you can’t get finance without accounts proving the business has been successfully trading. However, all is not lost. With the help of a professional, it’s possible to convince a lender that your business is credit-worthy. For example, The...
Read moreSteve Bealing is the Regional Director at our Surrey office. We asked him a few questions to help you get to know the man behind the desk. How long have you been with ASC? 13 years. What makes you a good broker? Two things make me a good broker. Firstly, I take the time to...
Read moreDan Gateshill is the Regional Director at our Hampshire, Dorset and Isle of Wight office. We asked him a few questions to help you get to know the man behind the desk. How long have you been with ASC? Six and a half years. What makes you a good broker? Feedback from my clients shows...
Read moreWorking with a commercial finance broker can save you valuable time and may open up deals you couldn’t access independently. Finding the right commercial finance broker can transform your business prospects, but as there are so many to choose from, here are some tips on selecting the right one. What to look for in a...
Read moreFor most small and medium-sized businesses (SMEs), their bank is their first port of call for commercial finance. So what happens when your business needs a loan, and your bank says no? There are many reasons why a bank may reject a loan application, and it’s generally not straightforward to pin down the cause. Your...
Read moreA commercial mortgage is a secured loan used to purchase a commercial property. When deciding whether to lend, lenders assess several key factors to determine the borrower’s creditworthiness and the overall loan risk. Each lender may have slightly different criteria, but generally, they look at the following: Business and financial information Business history and type:...
Read moreIf your business needs finance, the default scenario is to go to your bank. However, the days of having a dedicated bank manager who knows your business inside out and can get you the loan you need are, unfortunately, behind us in most cases. So, what’s the alternative? Instead of seeking a bank loan, you...
Read moreQ: What are bank holidays? A: Bank holidays are public holidays in the United Kingdom that are recognized by banks, government offices, and other businesses. They are days when most businesses and many shops are closed, and many people have the day off work. Q: Why do we have bank holidays? A: Bank holidays were...
Read moreThe saying “cash is king” is a common phrase used in the financial world. It means that cash (or liquid assets that can be easily converted into cash) are the most valuable assets to have, especially in times of uncertainty. The origins of the phrase are not clear, but it has been used in the financial...
Read moreAs commercial finance brokers, we occasionally hear people say that they don’t really want to use a broker for their business finance, rather that they would prefer to approach the lender directly. So why should people use a commercial finance broker at all? The marketplace for commercial finance is becoming more and more challenging. Lenders’ criteria are...
Read moreWith over 20 offices nationwide, there is always a local director to assist you
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