Securing commercial finance is often essential for business growth, but not all applications are successful. When deciding whether to lend, banks assess several factors to determine the risk level and the business’s ability to repay the loan. Any red flags can lead to rejection. Understanding the barriers to finance can help you improve your chances...
Read moreThe National Association of Commercial Finance Brokers (NACFB) annual impact report reveals that, on average, lenders attribute 67% of their SME portfolios to intermediaries. In 2024, NACFB members facilitated £26.5 billion of the UK’s £38 billion broker-led SME lending market. Commercial finance brokers have strong relationships with lenders and know how to present a finance...
Read moreIf you’re looking for finance to purchase, refinance, or develop commercial property, you’ll require a commercial mortgage. Here’s a guide to help you make informed financial decisions regarding your commercial mortgage. What is a commercial mortgage? A commercial mortgage is a loan secured against a property you don’t live in, either your business premises or...
Read moreAnyone can apply for a commercial loan without the help of a finance broker. So, why bother engaging one? A finance broker will leverage their expertise, industry connections, and negotiation skills to secure you the most competitive finance solution. Using a broker will save you time, money, and stress. Yet, more crucially, when obstacles arise,...
Read moreProperty finance can be complex, but with our know-how and expertise, we make even the more complicated deals happen. Here’s a round-up of recent property finance completions from across the ASC network to prove our point: £360,000 to purchase semi-commercial premises for a property developer’s office The property had split titles that needed to be...
Read moreSecuring finance for your business can be a game-changer. Given its importance, you’ll want to ensure a successful application enabling you to progress toward your plans. At ASC, we regularly see common mistakes businesses make when applying for finance. So, to help you dodge the pitfalls, here are the 10 mistakes to avoid. Top 10...
Read moreBuying a commercial property at auction can be an excellent opportunity, but it requires careful planning, especially regarding financing. Buying at auction differs from the usual property purchase process, making financing your purchase tricky. First, you don’t know exactly how much you’ll be paying for the property, so arranging finance for the right amount in...
Read moreAs 2024 draws to a close, we’re reflecting on the last 12 months of commercial finance broking at ASC. It’s been a challenging year for everyone – against economic uncertainty at home and abroad. That means it’s been another busy year for ASC brokers – helping our clients and introducers to grow, build and thrive....
Read moreFor many businesses needing finance, their bank is their first port of call. The British Business Bank recently reported that 51% of smaller businesses only approached their bank. If their bank declined them, only 5% would consider another lender. However, despite banks being a clear favourite for business finance, they aren’t the only option. If...
Read moreProperty investment can be lucrative, especially if you get the right financing, and that’s where a commercial finance broker can help. We help investors navigate the complex financial landscape and secure the best financing options to maximise returns. If you’re contemplating property investment, read on to discover the essential role of a commercial finance broker...
Read moreWith over 20 offices nationwide, there is always a local director to assist you
