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  • Finance, Property

    Buying commercial property through a pension fund

    Buying commercial property through a pension fund can be highly tax-efficient, so here’s what you need to know. Type of pension vehicle You can buy property through two types of pension schemes: A Self-Invested Personal Pension (SIPP) A Small Self-Administered Scheme (SSAS) Type of commercial property Any property you buy in your SIPP or SSAS...

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  • Finance

    Common myths about using a finance broker debunked 

    Using a commercial finance broker can be a wise choice for businesses requiring a loan. However, some common myths surrounding finance brokers can be misleading and may prevent businesses from using their services. Here, we debunk some of the most common myths about finance brokers so you can make a more informed decision about using...

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  • Loans, Property

    How is a commercial mortgage different to a residential mortgage?

    Commercial and residential mortgages are similar in that they both involve borrowing money to purchase property. However, they differ in several ways: 1. Purpose Residential mortgages are used to finance the purchase of homes that people will live in. On the other hand, commercial mortgages are used to finance properties primarily intended for business activities....

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  • Finance

    When might bridging finance be appropriate?

    Bridging finance, also known as bridge loans or bridging loans, is a short-term loan (generally 12 months or less). Bridging loans provide quick access to funds and are typically used to bridge a gap between purchasing a new property and selling an existing property. However, there are other scenarios where bridging finance might be appropriate,...

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  • Finance

    One-third of broker clients have secured finance after being declined elsewhere

    A recent survey highlights the benefits of using a commercial finance broker when seeking funding for your business. The latest National Association of Commercial Finance Brokers (NACFB) membership survey of over 2,400 commercial brokers and 155 lenders found that commercial finance brokers facilitated a significant £38 billion in lending to small and medium-sized enterprises (SMEs)...

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  • Business, Finance

    Tips for improving business creditworthiness

    Improving the creditworthiness of your business is essential for gaining access to financing, securing favourable loan terms and building trust with customers, suppliers and partners. Here are some tips to help you enhance your business’s creditworthiness. Business credit score The measurement of your business’s financial health is your business credit score. A good business credit...

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  • Finance

    How invoice finance can help small businesses

    Maintaining cash flow can be a struggle for any business, but accessing finance can be particularly challenging for small businesses. One available funding option is invoice finance. Invoice finance, or factoring, enables businesses to access funds by selling their outstanding invoices to a lender for a percentage of their total value. You can find out...

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  • Property

    Preparing to buy an investment property at auction

    Buying an investment property at auction can be an effective way to expand your real estate portfolio. Preparation is the key to success, so here are some tips to help you increase your chances of a successful purchase. Before the auction Research thoroughly in advance Understand the auction process and rules well before the event....

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  • ASC News

    Why use ASC Finance for Business?

    As you’re on our website, you probably already appreciate the virtues of using a commercial finance broker. But what makes ASC the broker for you? Check out this five-star review for our Hampshire and Dorset office. We think it illustrates our case perfectly! “I recently had the pleasure of working with ASC Finance for Business,...

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  • Business, Loans

    Lending market predictions for 2024

    As we start a new calendar year, we thought we’d share our expectations on what will happen in the UK lending market in 2024. Of course, we don’t have a crystal ball (sadly!), so these are our best-guess predictions based on the current market conditions and our industry experience. Tightened lending criteria During 2024, some...

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