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finance

  • Finance, Loans

    Can I get a business loan with bad credit?

    It is a question we often get asked. A client wants to borrow finance for their business or a property project but has a poor credit history. They are therefore concerned that they might be declined by lenders for this reason. The short answer is that lenders do take an applicant’s credit history into consideration....

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  • Business, Economy, Financial World

    What does 2021 bring for UK Businesses?

    So, we have finally seen the back of 2020, a difficult year for many reasons and one which provided many challenges for small businesses across the country, dealing with the effects of a global pandemic, lockdowns, and many other issues which made it such a challenging time. But now the new year has arrived, what...

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  • Business, Financial World

    Merry Christmas and a Happy New Year from ASC!

    We’ve just about reached that time of year again when the whole world slows down for a few weeks. Christmas will be a time to relax, kick back and, we all hope (even more so this year), enjoy time with loved ones. We are no exception. After this week, this will be our last blog...

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  • Business, Economy, Finance

    Don’t wait until a cash crunch to keep your business buoyant

    In August, the Office for National Statistics officially declared that the UK was technically in a recession for the first time in 11 years, although bounce back figures show that recovery may now be under way. What does recession mean for SME’s? Whilst Covid-19 may inspire the UK government to talk about aspirations for a...

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  • Business, Property

    Tips for buying an investment property at auction

    Buying an investment property at auction can be daunting for a first timer. But it doesn’t have to be complex. We’ve outlined just some of the main tips an auction purchaser should know: Do your research. Make sure you have fully looked into a property before making a bid. You need to ensure that you...

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  • Business, Finance

    Variety is key – you have more options than you think!

    When people think finance, they tend to consider a small, group of options. After all, they only know the types of finance which they might have come across or read about. For example, an unsecured loan, or a commercial mortgage. But there might be many more avenues of finance available to them. But if the...

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  • Finance, Loans

    Bridging Loans – Closed vs Open

    There are times where your business will only need finance for a short period of time. Whether it’s two months or two years, these can be for anything ranging from a small commercial project to big business improvements that you want to quickly pay off. Different types of short-term financing include closed bridging and open...

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  • Finance, Loans

    An introduction to invoice financing

    What is Invoice Finance? “Cash is King.” Many small businesses have problems with cashflow which are due to late paying invoices. The average reported time to pay an invoice is 38.97 days and 27% of invoices in the UK are paid beyond the agreed terms. This can complicate cash work for businesses and in turn can...

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  • Business, Finance

    Why do our clients use ASC?

    We can tell you all the reasons why business people like you choose to use ASC to assist with raising business finance. We can point you to examples of the loans we have successfully raised over the last 50 years, and we can highlight the refreshingly personal service you will receive. But ultimately, why should...

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  • Banks, Economy, Government, Loans

    Update to the emergency loans scheme

    Last night the Government announced some upcoming changes to the CBILS loan scheme aimed at supporting small businesses during the coronavirus lock down. The details of the changes, are still to be outlined, but the key points which were announced are: Preventing banks from requiring personal guarantees for loans under £250,000 Removing the restriction that...

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