A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

There’s an episode of the Simpsons where one of the characters is witnessing a murder, and goes to call the police. Instead of being greeted by a phone operator he’s met with an automated answering service: “Hello, and welcome to the Springfield Police Department Rescue Phone. If you know the name of the felony being...
Read moreWe wanted to talk today about tipping. In our previous blogs you’ve read about how important we think providing a personal service is, and we wanted to raise a question. If tipping was more widespread across other industries, would that lead to better or worse service? On one hand it would encourage a personal approach,...
Read moreWe were recently asked this question by a client. Yes, you can arrange finance without a finance broker. In the same way that you can defend yourself in court without a lawyer. But what is the benefit of using a broker? Take this recent example. ASC were recently introduced to two clients. They were looking...
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The bank manager is now on annual leave. Does that sound familiar? And I’m not just talking about the recent August Bank Holiday Monday. (Even bank managers are after all entitled to a break). But it does seem that there are more and more bank managers who aren’t just disappearing for the bank holiday, but...
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So you’re looking at buying a business. When is the right time to start thinking about business finance? Before you look? After you have made an offer? After the initial visit? Obviously, it is important to have an understanding of what finance might be available before you begin your journey. There is no point spending...
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The old-fashioned way is sometimes better. Don’t get me wrong, there are obvious benefits in technological advancements. You can now order a taxi at the touch of a button on your phone. You can instantly video-call a relative on the other side of the world. And you can go online and buy that pair of...
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It is a simple question, but when it comes to commercial finance, it is not one which comes with a simple answer. But we understand how important it is to know what the answer to the question is before you start looking at whether or not it is worth you considering raising business finance. The...
Read moreWhen every business had a dedicated bank manager, things were more straightforward. They understood your business, and could easily discuss overdraft facilities or working capital loans to help you out of any tight spots or cashflow difficulties which may arise. Now the bank manager has disappeared, you don’t have someone who understands your business, so...
Read moreWith over 20 offices nationwide, there is always a local director to assist you