Dealing with lenders is a lot like selling your house

When you’re selling a property, do you and your agent write up some sales particulars that just says ‘Buy me now for £400,000’? No, of course not. Not everything can be sold like it’s on eBay. You make sure that the sales particulars are thorough, floorplan is correct, quality photos showing the property in its...

Want to focus on your business?

Finance is a key part of any business, and as a business owner, you’ll be well aware of how complicated it is. Acquiring finance for an expansion is as arduous as it is complicated. The lengths you need to go to, the forms, regulations, and rules – the very necessary hoops you have to jump...

What's the best deal I can get?

Lots of enquiries start with this question. Of course, the interest rate and loan amounts are key financials but it’s a lot more complicated than that. What about security? What about financial flexibility? What about other charges and fees and what about restrictions on banking? And so on. And this is before we’re asked questions...

Buying a Post Office. Arranging finance is part and parcel of the process!

You work with an accountant, you should probably work with a finance broker too

If you run a business you would appoint an accountant to help you, wouldn’t you? If you want to write a will you’d probably go and see a solicitor. You can do it all yourself, but do you really want to? They are all professionals who will save you a great deal of time and...

Which lender is right for your business finance?

There have never been so many lenders active in the market before, but who should you approach for your business finance? The high street banks? The specialist lenders? Or even those in the peer-to-peer space? Every single one will have different criteria for each different sector. It’s a minefield just working out who could be...

Finance Guide to Buying a Business

Where is your bank manager?

We often ask ‘when was the last time you saw your bank manager?’ The person who wants you to succeed, the person who you go to for advice on the financing of your business. Well, now you have the following who are there to help you: Head of Direct Business Banking Area Director Business Banking...

Six common mistakes businesses make applying for finance

We all love a list. And now it’s coming up to the time of year most children in the UK are hurriedly preparing their list for Santa Claus. And we have Buzzfeed filling our smartphone screens with list after list of things that you’re just not quite that you needed to know. Fun though. So,...