A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.
There’s a strong argument being made to start leaving many major finance decisions to AI. An AI can react faster, spot trends sooner and analyse more data than any human – it’s easy to see why it’s a sensible decision. But is this wise for the broking world, where personality can mean so much? Fintech...
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Every business needs finance. It’s practically a fact of a business owner’s life. At some point, your business will want to grow, and you’ll need the funds to make it happen. However, there’s a prevailing myth about what comes with finance that we’d like to talk about. That myth is the idea that every business...
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At ASC, we’re proud of knowing our lenders. We think we have a right to be – not many brokers have 50 years of experience doing business. So, where some might only know the banks that won’t lend, we know the banks that will. But what exactly does “knowing” a bank mean? How does it...
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Here at ASC, we write a lot about the work we do with small businesses. When you work in the SME sector, it’s a reasonable thing to do – 95% of companies in the UK have fewer than 5 staff. However, just because the majority of businesses are small, it doesn’t mean that we should...
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A “loan” is a simple word, but it encompasses a multitude of financial options so wide that an inexperienced viewer can easily get lost. Trying to find the right loan can be confusing, and we’d never recommend looking without a specialist who can sort the bewildering array of options into something more palatable. With so...
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The world doesn’t communicate like it used to. Humanity has gone from telephones being an expensive novelty only used by the super-rich, to everyone carrying one around. Instead of taking days to send a letter, messages seconds. In the last 20 years, this has accelerated even further – the advent of the internet has made...
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Money makes the world go ‘round. It’s an old adage, but one that often holds true. In many scenarios, the more money you have, the better you’ll do. It’s tempting to apply this across the business world as well – a big company with more money to throw around is bound to produce a better...
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At ASC, we talk a lot about how we’re the right kind of broker. But what makes a good SME broker? What do you need when running a brokerage in order to provide SMEs with the service they need? 1. Perspective and Knowledge One of the most important things you can have is a sound...
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Buying a property at an auction isn’t exactly the “normal” way to acquire real estate. Properties usually come onto the auction market because they have been seized from their previous owners as collateral – usually as a result of non-payment of some form of debt. This makes property auctions a potentially lucrative way of buying...
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