A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

LTV is a word that gets tossed around a lot in Business Finance. But what exactly does it mean, and how does it affect your loans? Well, our newest Infographic is here to clear that up!
Read moreWhen you’re applying for finance, what do you think lenders look at? The financials? Definitely – lenders want to see what potential your existing business (or the business you’re purchasing) has to repay the loan before they’ll put money on the line. The business’ history? Certainly – they’ll want to know what your organisation has...
Read moreOne of the first things any broker will hear from a client is “What deals can you get me?”. It’s not an unexpected question, nor is it an unfair one. After all, when it comes down to it, a broker’s job is to get the finance you need, with the right terms. However, there’s one...
Read morePeer-to-Peer (P2P) Finance is one of those topics that it’s easy to get the wrong idea about. So, to help everyone understand it, our latest ASC Infographic is all about what P2P is, and how you can get it!
Read moreIf you’ve been eagle-eyed this month, you might have noticed there’s a bit of a theme to the blogs. First, we talked about how a broker was faster than looking on your own. Then, we talked about how a broker provides a much simpler experience than the banks. It’s almost as if we’re making a...
Read moreEarlier this month, we talked about how slow starting your finance journey can be without a broker. If you’re trying to talk to banks directly, then you can spend weeks waiting around for a response. A broker presents a much faster solution. Unfortunately, that sluggishness is often prevalent throughout the whole finance process. If you...
Read moreDoes anybody know what’s going on in the UK at the moment? We’d say that it’s fairly unlikely. With all the political dramatics and potential economic effects that’re being prepared for at the moment, the only thing that anyone can say for certain is that we’re in for interesting times. In times like these, the...
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Finance is a world in which knowledge is power. There are thousands of options to consider – finance can be tailored to fit almost any viable business. It’s one of the big reasons why we’re so emphatic in our view that you should always use a broker. It’s a broker’s job to research those options...
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Attitudes change over time. That’s one of the inveterate facts of the world. What was once an outlandish and ridiculous suggestion, ten years later becomes the de facto norm. Finance is no exception to this – a fully-computerised loan process must have seemed mad when first suggested! The newest change in the status quo of...
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