A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.
Finance, SME
Sometimes going back is the best way forward, and its EasyPZ Stay with ASC!
The Cliffe family, father Dick, son Simon and his partner were operating the thriving EasyPZ Stay backpacking business in Penzance, Cornwall until they hit a couple of significant bumps in their road. Sadly, Simon’s relationship had broken down at the same time as their bank loan facility reached the end of its term, and then...
As the last restrictions were removed in the UK earlier in the year, and many companies have asked their employees to return to the office, commercial property is back in demand. Many commercial property owners are seeing the rents which went unpaid, or were paused during lockdowns, being paid back, and there is an...
We are certainly proud of all the deals we’ve completed for our clients, but recently we had the opportunity to discuss one with Alison Hunter, from ASC in Scotland, and she explains why it was one of the most unusual deals she has worked with, where arguably ASC “saved Christmas”. The clients were a couple...
The Bank of England has raised interest rates, again - What does it mean for me?
In case you missed our first report from late December about the Bank of England raising the interest base rate and what to expect, we have a small update on it. And although the information itself has not changed much since December; it is still worth reminding you what it means for you today. So,...
Dan & the team at our Hampshire, Dorset & Isle of Wight office have done it again! Our client, who was introduced to Dan by a local mortgage broker, owned a 3 storey semi-commercial property in North Wales. Her family lived in one of the residential units of the building with the second floor flat let...
Picture the scene; you need finance, you have gone to your bank, explained your circumstances and what you want, filled in all the paperwork, waited patiently for the response, and then, sadly, been faced with a rejection. You then realise how a broker can help you and instruct someone highly recommended. The last thing you...
Finance for a long-standing returning client in Hove? 30 years and counting!
ASC Hove’s Director, Dominic Williams has successfully secured another loan for a long-standing client in Hove. The business has been running for over 55 years, and our client has been running the company for 52 of them, 30 of those years working alongside ASC. We can proudly say that it has and continues to be a...
Six in ten Brits planning to start their own business – Can ASC help you launch it?
Recent public surveys have confirmed that six in ten Brits are planning to start their own business in the future. What is for certain is that the pandemic delayed everyone’s plans for a while, but since market confidence is getting higher and the country is fully open now, more soon-to-be business owners are planning on...
Webinar - Want to run or buy a B&B? – Important information from the experts
Do you want to run or buy a B&B? Or are you looking to run holiday accommodation? We can help you with hints, tips and insights. It’s was a great opportunity to hear from industry experts which will be able to add value to your business, now or in the future. How can I run...
2022 trends to look out for in the financial industry
According to public data by the Intermediary Mortgage Lenders Association (IMLA), and despite the economic effects of the pandemic on SME’s, the sector saw a 14-year high of £285bn. The UK lending sector seems to be on a solid ground for innovation and changes in consumer habits. But what is exactly becoming a trend? Green...
