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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Business, Finance, Loans, SME

    So, do you want to grow? The three options a business may have.

    Have you ever looked at your competition and wondered why they are leaving you behind, excelling in product innovation and gaining more market share? Do you want to grow your business?  It is not a myth that it ‘takes money to make money’ and often SMEs struggle to invest in their business to push it...

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  • Business, Loans

    What is Bridging Finance and how can it help my business?

    Bridging Finance can be a useful tool for some businesses; it involves short-term borrowing usually for a specific project. So, what does bridging finance entail? It’s usually provided over a short period of time, at a higher monthly interest rate than a traditional longer-term loan. Lenders usually require a clear exit strategy – usually the...

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  • Banks, Business, Loans, SME

    Looking for a business loan? Look no further.

    It’s not unusual, at all, and at some point, many businesses will need finance. Whether for small things such as office works through to major business expansions, partnership buyouts, or even the initial costs of starting up a business, business finance can be for any number of things. At ASC, we pride ourselves on our...

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  • Banks, Finance, Investment, Loans

    Do you know the difference between serviced monthly, rolled up, and retained interest?

    Interest rates are the main cost of borrowing money. When you borrow money from a lender you are expected to pay back the amount that you borrowed, plus the interest on the amount borrowed. The number of different interest rates available when borrowing can be confusing, and varied. The types of interest rates on commercial...

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  • Banks, Business, Loans

    Stuck getting finance? You shouldn’t be….

    The process of securing finance can be confusing, and everyone’s requirements are slightly different, but what are the most common difficulties presented to businesses or individuals looking to secure finance? Where to go – There are just so many financial institutions, associations and different financial products available that can make your finance journey bumpy (before...

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  • Housing, Investment, Property

    Do you know the upgrades to your Buy-To-Let property that would cost more than they’re worth?

    Luckily, you’ve had the chance to read our previous article about some of the best upgrades for your Residential Property (if you haven’t click here.) But on this occasion, we thought it might be worth highlighting some upgrades that might not help your Buy-To-Let property increase its monthly rental profit, and can cost more than...

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  • Business, Finance, Financial World

    What is a broker and how can one help my business?

    For the past year, SMEs across the nation have had to adapt to all the new changes and challenges presented to them in many forms. For most, that means it has been quite difficult to plan for the future. With things leveling off, SMEs are now starting to make and even implement plans for future...

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  • Investment, Property

    Can I use a SIPP to invest in commercial property?

    What is a SIPP? The self-invested personal pensions (SIPP) are designed for people that want to manage their own pension funds. SIPPS can provide a cheap, flexible and straightforward way to save for your retirement. SIPPs are primarily for those who don’t want a pension company deciding how their pension savings are invested and prefer...

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  • Business, Finance

    Can my business benefit from Invoice Finance?

    A few weeks ago, we wrote to explain what invoice financing is and how it works (here in case you missed it). Have you thought about Invoice Discounting? In our experience, clients don’t think about it often enough. Below are some reasons why invoice financing would be something for your business to think more carefully...

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  • Business, Finance, Loans

    How do I know if my business needs external finance?

    The short answer here is that it can be hard to know. Only 36% of SME’s utilise external finance, and in our experience not as many business owners are as aware of how a cash injection can help them. What signs are there that raising some finance could help you? Well, these will vary, but...

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