Valuations are essential for property loans for several reasons: Determine the Loan Amount: Valuations help to determine the current market value of the property, which is then used to calculate the maximum loan amount that can be offered. Lenders need to know the value of the property to ensure that the loan amount is appropriate...
Read moreDetermining the right commercial mortgage for you depends on several factors, including your financial situation, the type of property you are purchasing, and your long-term goals. We’ve highlighted just a few of the factors to consider when choosing the right commercial mortgage for you. Loan Type: Commercial mortgages come in different types, including fixed-rate, variable-rate,...
Read moreASC’s rgeional Director for Devon, Conrad Robins was featured in the Intermediary discussing the property market in Exeter and the commerical finance opportunities. You can read what Conrad had to say here.
Read moreWe often get asked why people should use a broker if they are looking to raise commercial finance. In their recent survey, the @National Association of Commercial Finance Brokers, highlighted one particular statistic which we thought really showed the value of a commercial finance broker. Of all the clients that brokers secured finance for, 29%...
Read moreOK, so we are probably not going to win any awards for our Valentines poetry. But that’s ok. At ASC we pride ourselves on helping small businesses, and being part of the UK’s SME community. So we wanted to take a break from telling everyone how great we are and how we can help small...
Read moreWe love it when a client returns to ASC. It is conclusive evidence that we did a good job first time round! So we were delighted when a client, for whom we had previously arranged property finance for, came back to ASC as they were looking at purchasing further properties and wanted to raise capital...
Read moreEnergy Performance Certificates (EPC) are a legal requirement for a property when marketing for new lettings or sales, and private rented property in England and Wales must have an EPC rating of E or above. The most energy-efficient properties start at A, and the less energy-efficient properties have a rating of F or G. Landlords...
Read moreFor some business owners, purchasing the premises from which they operate can provide benefits, such as increasing the overall value of the business while providing more certainty in the big picture. What are some of the benefits of owning premises? Replacing rent with ownership – by being the owner of the premises, the money that...
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