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finance

  • Banks, Business, Finance, Loans, SME

    Are lenders putting clients under too much pressure to refinance? 

    A lot has changed in the commercial lending market over the last few months. We have seen record rises in interest rates – and lenders have had to quickly change and update their criteria to respond to the changing landscape. One knock-on effect of this has been an increase in the number of lenders who...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    What to consider when choosing a commercial mortgage

    Determining the right commercial mortgage for you depends on several factors, including your financial situation, the type of property you are purchasing, and your long-term goals. We’ve highlighted just a few of the factors to consider when choosing the right commercial mortgage for you. Loan Type: Commercial mortgages come in different types, including fixed-rate, variable-rate,...

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  • Business, Finance

    We asked AI whether AI could replace a commercial mortgage broker. This was their response. What do you think ?

    Most people who have been on social media recently will have seen that there’s a lot going on with AI advancements at the moment. While AI technology has advanced significantly in recent years, it is unlikely that it will entirely replace the need for a commercial mortgage broker. Well of course we would say that,...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    Looking for evidence that a broker matters? Almost a third of broker clients have secured finance, despite having been declined elsewhere!

    We often get asked why people should use a broker if they are looking to raise commercial finance. In their recent survey, the @National Association of Commercial Finance Brokers, highlighted one particular statistic which we thought really showed the value of a commercial finance broker. Of all the clients that brokers secured finance for, 29%...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    Why you should buy a fitness centre in 2023

    Thinking of buying a fitness centre? From health clubs to standard gyms, this article from BusinessesForSale.com will list the top reasons why investing in this sector is a smart choice.  Is buying a fitness centre a good idea?  Health and wellness are not products. They are a lifestyle that many people incorporate into their daily...

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  • Banks, Business, Finance, Loans, Property, SME

    You know the banks that don’t lend – we know the banks that do!

    Who can you actually speak to at your bank? Who answers your questions and actually makes decisions? If you cast your mind back, a business used to have a dedicated bank manager – someone who knew the business inside and out. And if you wanted to secure finance for your business, they had the knowledge,...

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  • Business, Finance, Loans

    Did ASC Save Christmas?

    We are certainly proud of all the deals we’ve completed for our clients, and we’ve had the opportunity to discuss one with ASC Scotland, where arguably ASC “saved Christmas”. The clients were a couple living in Iceland and owned a Scottish limited company, and this company only did one thing, which is import containers of Christmas items...

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  • Business, Finance, Loans

    Commercial Property Outlook for 2023 – Are there Opportunities amongst the Headlines

    We were looking at some of the headlines regarding the commercial property market for 2023, and they presented a mixed picture. The effect of higher interest rates, and higher costs have meant that some businesses are feeling the pinch. And some forecast have predicted that this might have an impact on commercial property values and...

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  • Finance, SME

    How we help our clients – Finance for a Bed & Breakfast

    Robert Harrison from ASC in Merseyside, has been a commercial finance broker for many years. We asked him about the deals he was most proud of. One which stuck out was a particular client he helped raise finance for. The client was introduced to Robert through her accountant and had always thought of taking the...

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  • Loans, SME

    The Hardest Aspect About Raising Finance for Clients

    Since our inception 50 years ago, ASC has been raising finance for a variety of clients across all sectors and for most purposes, but raising finance is not always an easy task. Sometimes it can be difficult due to the complexity of the finance that we are securing for our clients, and other times due...

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