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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    Why do lenders need to see my bank statements?

    It is a question we often get asked by our clients. When we are discussing their commercial finance requirements with them, we go through the documentation that lenders might request as part of their underwriting. One thing lenders often ask for is the borrower’s bank statements. And one thing the borrower often asks is “why?”...

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  • Banks, Business, Finance, Loans, SME

    Some of our favourite deals from 2022

    We thought we would recap some of our favourite deals from last year. As well as the numbers (and we are proud that we raised over £150 million for small business owners), it is the people we help who are the real stories, so here are just a few examples: We helped a motorcycle enthusiast...

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  • Banks, Loans

    Scattergun Approach vs Targeted Precision – What works best for business finance?

    We were speaking to one of our lenders the other day. They were telling me that they kept getting applications from a finance broker, which they always looked at, but always knew that they wouldn’t do the deal. Why? Because that particular broker just sent a two-line e-mail to every lender they could find, in...

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  • Banks, Loans

    The Right Application = The Right Finance

    Let’s say you are applying for a job. The first thing you would do is send in your CV. You want to ensure that you sell yourself, highlight your achievements, and explain to the potential employer why they should hire you or give you an interview. You’d want to avoid spelling errors, or inconsistencies which...

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  • Business, Loans, SME

    How to maximise your chances of receiving finance - 3 tips for the best applications

    So, you need additional financing for your business? With lenders receiving 1000s of applications a year, it is crucial that to be receive the highest level of consideration, your application stands out. Indeed, the quality of applications that lenders receive from different brokers is not always the finest and that impacts how they view any...

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  • Banks, Financial World, Loans

    Time is everything in the business world – and banks are prone to wasting it.

    Today, we’d like to ask you a question – when was the last time you spoke to someone at your bank? Unless you’ve had the misfortune of losing your debit card or being a victim of fraud, we’d say the answer is “not recently”. If you’re one of the “lucky” few who have, then we’ve...

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  • Finance, Financial World

    Specialisation, Yes. Restrictions, No.

    At ASC, we know what we can do, and what we can’t. We’re specialised commercial, business and property finance brokers, and we stick to what we know best. In the finance broking world, specialisation is key. Just like how different types of finance have different requirements from lenders, they need different skillsets in a broker....

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  • Financial World, Loans

    What is a “Personal Service”?

    At ASC, it’s very obvious that we’re proud of our “refreshingly personal service”. You’ll see it mentioned across our website and marketing messages. Keeping things personal is one of the key ASC values, and we make sure it’s practised in every ASC office. This means that sometimes we get asked what we mean by a...

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