A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.
Banks, Business, Finance, Loans, Property, Property development
Can I apply for finance without planning permission?
This is a question we often get asked by aspiring property developers. Can I apply for finance for a property development before getting planning permission? There are a few options open to you: 1) Wait for planning permission. You can wait for planning to come in before applying for finance. But this can sometimes leave...
We thought we would recap some of our favourite deals from last year. As well as the numbers (and we are proud that we raised over £150 million for small business owners), it is the people we help who are the real stories, so here are just a few examples: We helped a motorcycle enthusiast...
What’s your New Years Resolution for your Business?
2023 is here. Have you made a new year’s resolution for your business? Maybe this is the year where you undertake that next project, reorganise your finances, or bring on more staff. Whatever your dreams and goals are, it is important that if you have a target for your business, that it is something achievable....
We are certainly proud of all the deals we’ve completed for our clients, and we’ve had the opportunity to discuss one with ASC Scotland, where arguably ASC “saved Christmas”. The clients were a couple living in Iceland and owned a Scottish limited company, and this company only did one thing, which is import containers of Christmas items...
Why do people want to become their own boss and run their own business? Last month we spoke at the Business Show at the Excel, talking about the different ways people can raise finance to buy a business. There are many different ways people can raise finance, from traditional bank loans to forms of alternative...
Commercial Property Outlook for 2023 – Are there Opportunities amongst the Headlines
We were looking at some of the headlines regarding the commercial property market for 2023, and they presented a mixed picture. The effect of higher interest rates, and higher costs have meant that some businesses are feeling the pinch. And some forecast have predicted that this might have an impact on commercial property values and...
Energy Performance Certificates (EPC) changes for Investment Property
Energy Performance Certificates (EPC) are a legal requirement for a property when marketing for new lettings or sales, and private rented property in England and Wales must have an EPC rating of E or above. The most energy-efficient properties start at A, and the less energy-efficient properties have a rating of F or G. Landlords...
For some business owners, purchasing the premises from which they operate can provide benefits, such as increasing the overall value of the business while providing more certainty in the big picture. What are some of the benefits of owning premises? Replacing rent with ownership – by being the owner of the premises, the money that...
How we help our clients – Finance for a Bed & Breakfast
Robert Harrison from ASC in Merseyside, has been a commercial finance broker for many years. We asked him about the deals he was most proud of. One which stuck out was a particular client he helped raise finance for. The client was introduced to Robert through her accountant and had always thought of taking the...
The Hardest Aspect About Raising Finance for Clients
Since our inception 50 years ago, ASC has been raising finance for a variety of clients across all sectors and for most purposes, but raising finance is not always an easy task. Sometimes it can be difficult due to the complexity of the finance that we are securing for our clients, and other times due...
