For most small and medium-sized businesses (SMEs), their bank is their first port of call for commercial finance. So what happens when your business needs a loan, and your bank says no? There are many reasons why a bank may reject a loan application, and it’s generally not straightforward to pin down the cause. Your...
Read moreBridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. A bridging loan could be beneficial if you need a short-term loan or access to finance quickly. However, as with all commercial finance options, bridging finance does have some drawbacks. Here’s a summary of the pros and cons...
Read moreIf your business has a commercial loan, then you should regularly consider whether refinancing can help improve your financial situation. It could provide you with the opportunity to secure improved terms or achieve specific objectives. However, it’s important to approach refinancing with careful consideration. In this short guide, we have outlined the key factors to...
Read morePeer-to-peer commercial funding, is a form of financing that connects businesses in need of funds with investors who are looking for attractive returns on their investments. The process typically works as follows: A business applies for a loan, either directly or through a broker such as ASC, through a peer-to-peer lending platform. The application includes...
Read moreAre you thinking of buying a pub, but you’re not sure if it’s the right decision? This article will list the top reasons why it can be a practical investment. Do you want to buy a pub in the United Kingdom? Discover why it is a smart choice from industry experts. We’ve asked our friends...
Read moreQ: What are bank holidays? A: Bank holidays are public holidays in the United Kingdom that are recognized by banks, government offices, and other businesses. They are days when most businesses and many shops are closed, and many people have the day off work. Q: Why do we have bank holidays? A: Bank holidays were...
Read moreOK, so we are probably not going to win any awards for our Valentines poetry. But that’s ok. At ASC we pride ourselves on helping small businesses, and being part of the UK’s SME community. So we wanted to take a break from telling everyone how great we are and how we can help small...
Read moreThinking of buying a fitness centre? From health clubs to standard gyms, this article from BusinessesForSale.com will list the top reasons why investing in this sector is a smart choice. Is buying a fitness centre a good idea? Health and wellness are not products. They are a lifestyle that many people incorporate into their daily...
Read moreHow to clear the bottlenecks of business. Starting a business is a daunting prospect. There are many hurdles which you, as a business owner, might need to navigate over the initial period. Setting up your procedures, getting the word out, and managing to make your initial investment go far are all difficult challenges. But if...
Read moreYou’ve got two options when it comes to buying a business. You can buy the leasehold, where you’re purchasing the right to use the land for a set period of time, but don’t have the same property ownership rights. On the other hand, you can buy the freehold, where you’re outright purchasing the property itself,...
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