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Property

  • Business, Property

    Why purchase a buy-to-let property via a limited company?

    Buying a buy-to-let property through a limited company has become increasingly popular in recent times. According to estate agent Hamptons, 74% of all buy-to-let purchases in 2023 have been made via a limited company, up from 68% last year and 41% in 2015. This strategy can have certain advantages that may make it a preferred...

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  • Business, Finance, Loans, Property, Property development

    The role of bridging finance in property development and investment 

    Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. Bridging finance plays a crucial role in property development and investment by providing short-term capital to bridge funding gaps or facilitate property transactions. This form of financing is favourable when traditional forms of financing, such as bank loans,...

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  • Loans, Property

    What lenders look for in commercial mortgage applications

    A commercial mortgage is a secured loan used to purchase a commercial property. When deciding whether to lend, lenders assess several key factors to determine the borrower’s creditworthiness and the overall loan risk. Each lender may have slightly different criteria, but generally, they look at the following: Business and financial information Business history and type:...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    A Short Guide to Refinancing a Commercial Loan

    If your business has a commercial loan, then you should regularly consider whether refinancing can help improve your financial situation. It could provide you with the opportunity to secure improved terms or achieve specific objectives. However, it’s important to approach refinancing with careful consideration. In this short guide, we have outlined the key factors to...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    How can you get a business loan through Peer-2-peer funding?

    Peer-to-peer commercial funding, is a form of financing that connects businesses in need of funds with investors who are looking for attractive returns on their investments.  The process typically works as follows:  A business applies for a loan, either directly or through a broker such as ASC, through a peer-to-peer lending platform. The application includes...

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  • Business, Economy, Finance, Financial World, Loans, SME

    Why you should buy a pub in 2023!

    Are you thinking of buying a pub, but you’re not sure if it’s the right decision? This article will list the top reasons why it can be a practical investment.   Do you want to buy a pub in the United Kingdom? Discover why it is a smart choice from industry experts.   We’ve asked our friends...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    Why are valuations essential for property loans?

    Valuations are essential for property loans for several reasons:  Determine the Loan Amount: Valuations help to determine the current market value of the property, which is then used to calculate the maximum loan amount that can be offered. Lenders need to know the value of the property to ensure that the loan amount is appropriate...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    What to consider when choosing a commercial mortgage

    Determining the right commercial mortgage for you depends on several factors, including your financial situation, the type of property you are purchasing, and your long-term goals. We’ve highlighted just a few of the factors to consider when choosing the right commercial mortgage for you. Loan Type: Commercial mortgages come in different types, including fixed-rate, variable-rate,...

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