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  • Business, Economy, Government, Housing

    How will the new “automatic” planning permission changes impact development?

    The Housing Secretary Robert Jenrick has announced that new homes will be granted “automatic” permission to be built. The move is part of the Government’s plans to speed up development to help minimise the economic impact of the coronavirus. He said “Land designated for growth will empower development – new homes, hospitals, schools, shops and...

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  • Economy, Property

    Britain’s property market is reopening

    As part of the government’s easing of lockdown restrictions, plans to revive Britain’s property market have been set out. Estate agents have been allowed to reopen, property viewings to be carried out again, and removal firms and conveyancers to restart operations. Construction is also allowed to continue providing social distancing is applied where possible. Estate...

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  • Property

    Buy-to-Let Property – Limited Company or Own Name

    Thinking of buying a buy-to-let property? We will always say that a borrower should talk to their financial advisor or accountant when considering whether or not to purchase an investment property in their own name or through a limited company. You need to ensure that the structure is right for you in terms of taxation,...

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  • Finance, Financial World, Loans

    Our latest ASC Infographic explains the concept of LTV

    LTV is a word that gets tossed around a lot in Business Finance. But what exactly does it mean, and how does it affect your loans? Well, our newest Infographic is here to clear that up!

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  • In The Press

    Looking at a property development finance? Have a look at our latest article in Pro Builder!

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  • Business, Financial World, Loans

    Freedom from Freeholds? Leasehold Business Finance

    Freehold or leasehold? It’s the ultimate question when it comes down to property purchases. Do you want to pay substantially less for your property but have limited ownership, or do you want to fork out for the full ownership at a much greater cost? The right answer will depend on what you need, but the...

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  • Finance, Financial World, Loans

    Small loans, big loans, some the size of your head. Does size matter in finance?

    It wouldn’t be overly unfair to call business finance a “numbers game”. Whilst the most important thing in the business is undoubtedly personality, at the end of the day the fine details are often about the numbers. Exit fees, interest rates, monthly repayments and more all add up (no pun intended) to a full package...

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  • ASC Newsletters, Housing, Property

    Going, Going, Gone! The World of Auction Finance

    Buying a property at an auction isn’t exactly the “normal” way to acquire real estate. Properties usually come onto the auction market because they have been seized from their previous owners as collateral – usually as a result of non-payment of some form of debt. This makes property auctions a potentially lucrative way of buying...

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  • Housing, Property

    Centre of A-tenant-tion

    Do you know who your landlord is? For some, that’s an easy question – they rent from a private landlord who they can contact if needed. For others, it’s less so – many people in the UK rent either from or through estate agents and property management services, with no definite “landlord” to contact. This...

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