Buy-to-Let Property – Limited Company or Own Name

Thinking of buying a buy-to-let property? We will always say that a borrower should talk to their financial advisor or accountant when considering whether or not to purchase an investment property in their own name or through a limited company. You need to ensure that the structure is right for you in terms of taxation,...

Our latest ASC Infographic explains the concept of LTV

LTV is a word that gets tossed around a lot in Business Finance. But what exactly does it mean, and how does it affect your loans? Well, our newest Infographic is here to clear that up!

Looking at a property development finance? Have a look at our latest article in Pro Builder!

Freedom from Freeholds? Leasehold Business Finance

Freehold or leasehold? It’s the ultimate question when it comes down to property purchases. Do you want to pay substantially less for your property but have limited ownership, or do you want to fork out for the full ownership at a much greater cost? The right answer will depend on what you need, but the...

Small loans, big loans, some the size of your head. Does size matter in finance?

It wouldn’t be overly unfair to call business finance a “numbers game”. Whilst the most important thing in the business is undoubtedly personality, at the end of the day the fine details are often about the numbers. Exit fees, interest rates, monthly repayments and more all add up (no pun intended) to a full package...

Going, Going, Gone! The World of Auction Finance

Buying a property at an auction isn’t exactly the “normal” way to acquire real estate. Properties usually come onto the auction market because they have been seized from their previous owners as collateral – usually as a result of non-payment of some form of debt. This makes property auctions a potentially lucrative way of buying...

Centre of A-tenant-tion

Do you know who your landlord is? For some, that’s an easy question – they rent from a private landlord who they can contact if needed. For others, it’s less so – many people in the UK rent either from or through estate agents and property management services, with no definite “landlord” to contact. This...