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Banking

  • Banks, Financial World, Loans

    The finance process is a chore – but it’s one you don’t have to go through.

    Earlier this month, we talked about how slow starting your finance journey can be without a broker. If you’re trying to talk to banks directly, then you can spend weeks waiting around for a response. A broker presents a much faster solution. Unfortunately, that sluggishness is often prevalent throughout the whole finance process. If you...

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  • Banks, Financial World, Loans

    Time is everything in the business world – and banks are prone to wasting it.

    Today, we’d like to ask you a question – when was the last time you spoke to someone at your bank? Unless you’ve had the misfortune of losing your debit card or being a victim of fraud, we’d say the answer is “not recently”. If you’re one of the “lucky” few who have, then we’ve...

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  • Banks, Financial World, Loans

    Are unsecured loans really a “poison pill”?

    There are many different ways to get a loan. We’ve talked about a number of them in these blogs, and you’ll find even more on our website. However, the financial process has another part to it – security. Security is a deceptively complex topic, with a lot of different interpretations to be had. So, here’s...

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  • Banks, Finance

    When a bank is selling itself, how can it be financing you?

    It’s a little odd to hear, but banks fairly regularly get sold. Whilst the high-street banks that everybody knows are too big to be bought and sold wholesale, smaller parts of them and other smaller banks are fairly constantly being bought, sold, and traded for various purposes. Now, you might think “so what” to this...

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  • Banks, Finance, Loans

    How many banks are there? So many more than you think.

    If you asked your average business owner to name as many banks as they could think of, we’d bet that they’d struggle to get past 10, and almost definitely wouldn’t hit 20. Once you get past the big high-street banks like Barclays, Lloyds and HSBC, most peoples’ knowledge of banks dries up. This is emblematic...

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  • Finance, Financial World, Loans

    It Pays to Shop Local

    Like any sector, the finance world has lenders of all shapes and sizes. From massive multinational banks to smaller, more local lenders, there are over 300 different funding sources available for a business looking for finance in the UK. But not all lenders are created equal – depending on where you are, and what exactly...

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  • ASC News, Banks, Finance, Financial World

    The Search for a Loan – What’s right for You?

    A “loan” is a simple word, but it encompasses a multitude of financial options so wide that an inexperienced viewer can easily get lost. Trying to find the right loan can be confusing, and we’d never recommend looking without a specialist who can sort the bewildering array of options into something more palatable. With so...

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  • Financial World, Loans

    What is a “Personal Service”?

    At ASC, it’s very obvious that we’re proud of our “refreshingly personal service”. You’ll see it mentioned across our website and marketing messages. Keeping things personal is one of the key ASC values, and we make sure it’s practised in every ASC office. This means that sometimes we get asked what we mean by a...

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