If your business needs finance, the default scenario is to go to your bank. However, the days of having a dedicated bank manager who knows your business inside out and can get you the loan you need are, unfortunately, behind us in most cases. So, what’s the alternative? Instead of seeking a bank loan, you...
Read moreASC Finance for Business is a commercial finance broker. This blog post explains what that means and how using a commercial finance broker could benefit your business. What is a commercial finance broker? A commercial finance broker is an intermediary between businesses seeking financing and lenders or financial institutions providing commercial loans. Professional brokers are...
Read moreBridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. A bridging loan could be beneficial if you need a short-term loan or access to finance quickly. However, as with all commercial finance options, bridging finance does have some drawbacks. Here’s a summary of the pros and cons...
Read moreWhen it comes to commercial mortgages, many business owners wonder whether their personal credit score plays a significant role in the loan approval process. While commercial mortgages differ from personal mortgages in several aspects, your credit score can matter when applying for a commercial mortgage, though it will depend on the type of finance you...
Read moreIf your business has a commercial loan, then you should regularly consider whether refinancing can help improve your financial situation. It could provide you with the opportunity to secure improved terms or achieve specific objectives. However, it’s important to approach refinancing with careful consideration. In this short guide, we have outlined the key factors to...
Read moreAre you thinking of buying a pub, but you’re not sure if it’s the right decision? This article will list the top reasons why it can be a practical investment. Do you want to buy a pub in the United Kingdom? Discover why it is a smart choice from industry experts. We’ve asked our friends...
Read moreQ: What are bank holidays? A: Bank holidays are public holidays in the United Kingdom that are recognized by banks, government offices, and other businesses. They are days when most businesses and many shops are closed, and many people have the day off work. Q: Why do we have bank holidays? A: Bank holidays were...
Read moreThe saying “cash is king” is a common phrase used in the financial world. It means that cash (or liquid assets that can be easily converted into cash) are the most valuable assets to have, especially in times of uncertainty. The origins of the phrase are not clear, but it has been used in the financial...
Read moreA lot of people aspire to be their own boss – one way of doing this is to look at buying your own business. Buying a business can be daunting, but it can also be a smart investment decision, and there can be specific benefits to business ownership. If you’re considering buying a business, it’s...
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