You don't need a broker until you need a broker

Did you know that the banks have never been in such a good position to lend ever before? But how come many small businesses across the UK don’t have access to these funds? The lending criteria at the major banks have never been so stringent. Cash levels are high but appetite for risk is low....

Is invoice discounting right for you?

There are many types of finance available out there from a multitude of different lenders. Not all products offer a solution for every eventuality. Take this situation; when a business is faced with a shortfall of working capital or wants to expand and requires some funds to help improve their cash position, could invoice discounting...

Have you prepared for the rise in interest rates?

You will have heard a great deal from the press on the rise in interest rates. Businesses need to make sure they can continue trading and keep to their plans now the rise has come. So, for us it’s just sensible business planning to look at the options that are out there to make sure...

Commercial finance shouldn't be scary

Trick or Treat? I’m sure you are familiar with the tricks that banks use when it comes to arranging commercial finance. Be it not having a point of contact to speak to, never getting a straight answer, or not listening to their clients. Despite this, raising commercial finance doesn’t have to be scary. With a...

No time to waste

When you require short-term funding, there’s no time to waste. You don’t have the luxury of being able to approach each possible lender and put together different proposals to them. At ASC Finance, we understand the different requirements which borrowers face, from the desired interest rate to the need to secure finance quickly and hassle-free....

There are brokers and then there is ASC

What makes ASC Finance for Business stand out? There are many reasons, and we won’t go into all of them here, but you won’t find another broker who combines local presence with the strength of a national organisation. What does this mean? It means that with over 20 regional offices across the UK, you can...

You don't need a solicitor, accountant, or a commercial finance broker - but it helps

There is an old saying, ‘A man who is his own lawyer has a fool for a client’, and it couldn’t be more accurate. Yes, there are some transactions for which you do not need a solicitor. You can do the research yourself, draft the required documentation, and ensure that it is dealt with accordingly....

Why a successful track record of nearly 50 years can benefit you!

We’re veterans of commercial finance. ASC have nearly 50 years’ experience in raising finance for small business owners and entrepreneurs. Some people might ask “So what?”. And it is a fair question, after all what we have achieved in the past doesn’t necessarily affect what we can do for you in the future. But it...

ASC - A Cut above the rest!

Mission statements from banks

I thought I would surf the internet a little bit to check out various mission statements published by various banks. We all know that marketing is patient, but here is a sample of some interesting statements: We will take personal responsibility when you need support from us. We will help you bank with us in...