A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.
In The Press
Looking at a property development finance? Have a look at our latest article in Pro Builder!
Time is everything in the business world – and banks are prone to wasting it.
Today, we’d like to ask you a question – when was the last time you spoke to someone at your bank? Unless you’ve had the misfortune of losing your debit card or being a victim of fraud, we’d say the answer is “not recently”. If you’re one of the “lucky” few who have, then we’ve...
Freedom from Freeholds? Leasehold Business Finance
Freehold or leasehold? It’s the ultimate question when it comes down to property purchases. Do you want to pay substantially less for your property but have limited ownership, or do you want to fork out for the full ownership at a much greater cost? The right answer will depend on what you need, but the...
Small loans, big loans, some the size of your head. Does size matter in finance?
It wouldn’t be overly unfair to call business finance a “numbers game”. Whilst the most important thing in the business is undoubtedly personality, at the end of the day the fine details are often about the numbers. Exit fees, interest rates, monthly repayments and more all add up (no pun intended) to a full package...
You might be surprised, but finance is a local business
When most people think “finance”, they think on a national perspective. The default image of finance is the big, high-street banks making transactions on a large scale across the country without regard to individuality or the areas they’re in. Now, we’ve talked before about how high-street banks aren’t the only option available – and it’s...
It’s not exactly a surprising statement to say that interest rates are important in finance. You can have the best initial loan offering in the world, but if the interest rates aren’t right for your business, then your wallet will be hurting in due time. When you’re broking finance, you need to know that you’re...
Here at ASC, we put a lot of emphasis on the fact that one of the reasons we’re so good at helping SMEs, is that we are a network of them. Every ASC Regional Director owns their own small business, which helps them understand the position of any client that comes to them. Which brings...
How many of you reading this own more than one property? If we’d asked that question 10 years ago, we highly doubt that many would have responded “yes”. Today, though, we imagine the answer spread would be very different. Whilst the BTL market has certainly cooled since the 3% Stamp Duty increase implemented in 2016,...
ASC are excited to announce that we’ve been chosen by www.getmemymortgage.co.uk as their partner for commercial mortgages! Get Me My Mortgage are dedicated to helping clients find the right mortgage and insurance packages for them. Whether you are a first-time buyer or interested in a buy-to-let mortgage, their aim is to make applying for and...
