A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

We’ve been helping businesses find finance for over 50 years – we know that we provide a good service. The fact that our clients come back to ASC again and again only proves it! Here’s one such recent example: Our client is an experienced professional landlord, with a number of different properties. We were originally...
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Finance can be complicated. We’re here to make it simple. That’s why we’re publishing the first of our new ASC Infographics! We’ll be covering a wide variety of finance and lending topics in these, all in bite-sized chunks that are easy for you to understand. So, first of all – just what is the EFG...
Read moreToday, we’d like to ask you a question – when was the last time you spoke to someone at your bank? Unless you’ve had the misfortune of losing your debit card or being a victim of fraud, we’d say the answer is “not recently”. If you’re one of the “lucky” few who have, then we’ve...
Read moreFreehold or leasehold? It’s the ultimate question when it comes down to property purchases. Do you want to pay substantially less for your property but have limited ownership, or do you want to fork out for the full ownership at a much greater cost? The right answer will depend on what you need, but the...
Read moreIt wouldn’t be overly unfair to call business finance a “numbers game”. Whilst the most important thing in the business is undoubtedly personality, at the end of the day the fine details are often about the numbers. Exit fees, interest rates, monthly repayments and more all add up (no pun intended) to a full package...
Read moreWhen most people think “finance”, they think on a national perspective. The default image of finance is the big, high-street banks making transactions on a large scale across the country without regard to individuality or the areas they’re in. Now, we’ve talked before about how high-street banks aren’t the only option available – and it’s...
Read moreIt’s not exactly a surprising statement to say that interest rates are important in finance. You can have the best initial loan offering in the world, but if the interest rates aren’t right for your business, then your wallet will be hurting in due time. When you’re broking finance, you need to know that you’re...
Read moreHere at ASC, we put a lot of emphasis on the fact that one of the reasons we’re so good at helping SMEs, is that we are a network of them. Every ASC Regional Director owns their own small business, which helps them understand the position of any client that comes to them. Which brings...
Read moreWith over 20 offices nationwide, there is always a local director to assist you