Can I become a property developer?

As a start, what does it mean? Property development means purchasing a property, developing it through renovations, and then selling it on for a profit or renting it out to tenants. Often, developers will look for cheaper properties so they can be improved through new furnishings, repairs, or maintenance. Is it a good plan? Well,...

Three ways to diversify your property portfolio

After a strange 2020, the property market has proved itself to be fairly resilient. It’s also now being boosted by the recently announced, long-awaited, planning bill to modernise the planning system so more homes can be built. It’s a great time for property developers to look at diversifying their portfolio, and we share a few...

Will Brexit affect property development in the UK?

One of the big questions about Brexit is how much it will impact the UK economy, be that positively or negatively. In particular, for property development, we still don’t know, but for the moment the signs are positive. Most developers remain positive and hopeful about their projects being unaffected by the Brexit deal for the...

Can I get finance for my property development project during an economic downturn?

We often speak to our clients who are looking to raise finance for a property development, which can be complicated at the best of times. Every project is different and has differing requirements and solutions. We are increasingly being asked if finance is still available, at the moment, whilst the economy is in recovery mode....

British Veterinary Association (BVA): 'In Practice' article about the 4Cs of finance applications: Cash, Collateral, Character and Capability.

Looking at Property Development Finance?

What is development finance? Typically, larger loans for property projects, needed because projects are more complex and take longer to complete. Development finance is used to fund large property ventures, such as renovations, regeneration projects, conversions and developments, and cannot be used for smaller property projects (Bridging loans or refurbishment finance would work best in this case)   Examples of where this type of...

Boost the value of your Residential Investment Property with these four suggestions

Upgrading your residential investments can get pricy – but do these upgrades really increase the value of your property? Recent studies claim British people spend £83billion pounds per year on refurbishments for their properties. Upgrade the kitchen (Up to 20% increase in value): It is one of the most important areas of the house, and...

Looking for finance for your business? Know your main options available

“Many smaller businesses rely on established relationships when considering finance options” – this is a direct quote from a recent report from the British Business Bank, which states that 75% of SMEs only considered one finance provider in the last year. That is great if you have a relationship with a lender who can provide...

Looking to invest in residential property but unsure about different financing options?

Most landlords have at some stage needed to arrange finance and depending on their circumstances this can have different levels of complexity. There is a difference between a single buy-to-let mortgage, finance for an HMO and a property portfolio. Residential mortgages for personal use work are straight-forward, time consuming and a real nuisance to obtain,...

Securing Commercial Finance – The Key Players

There are currently over 6 million SMEs in the UK, and accessing finance is well known to most of these businesses. Having the right team behind you can ensure that you not only get the right finance, but that it is secured in a timely manner, without any hiccups. There are a few different players in the process of...