Running a business often involves obtaining a business loan to cover daily expenses or support expansion plans. Over time, interest rates may fluctuate, cash flow can vary, and your company’s needs may change. Refinancing a business loan can help you adapt to these variations by restructuring existing borrowing to better match your current circumstances and...
Read moreCash flow is the lifeblood of every business. Healthy sales and strong profits on paper aren’t enough if the cash isn’t coming in quickly enough to cover your day-to-day expenses. Salaries, rent, supplier payments, and tax bills are an ongoing strain on cash flow. That’s why cash flow management is one of the most important...
Read moreRunning a business with a partner can be exciting and rewarding, but circumstances often change. There are several reasons why a partner might want to leave the business. If you find yourself in this situation, you might be wondering, “Can I get a loan to buy out my business partner?” The short answer is yes,...
Read moreAt ASC Finance for Business, we specialise in making business finance work. Every client comes to us with a unique challenge, and it’s our job to find the funding solution to help them move forward, even if the odds are stacked against them. Here are just a few recent examples of how we have assisted...
Read moreAI is transforming all aspects of life, and commercial finance is no exception. Traditionally, applying for a business loan has been a complicated process involving filling out forms, underwriters scrutinising every detail, and long waits. However, all of that is changing with the development of AI. From accelerating decisions to transforming the risk assessment process,...
Read moreWhen it comes to business finance, many options are available, and no single solution fits all. If your business needs extra cash to cover the day-to-day running, cash flow lending could be a potential option. What is cash flow lending? Cash flow lending is a type of unsecured loan. It allows businesses to borrow money...
Read moreNavigating the world of business finance can be challenging for small and medium-sized enterprises (SMEs), especially with so many lenders and funding facilities on the market. From understanding eligibility criteria to securing the best terms, the process is often time-consuming and complex, yet help is at hand. A commercial finance broker is an expert guide...
Read moreA recent survey highlights the benefits of using a commercial finance broker when seeking funding for your business. The latest National Association of Commercial Finance Brokers (NACFB) membership survey of over 2,400 commercial brokers and 155 lenders found that commercial finance brokers facilitated a significant £38 billion in lending to small and medium-sized enterprises (SMEs)...
Read moreThere are many different ways you can start your entrepreneurship journey and be on your way to becoming your own boss. If you’re thinking of starting a business, there are many complexities you might need to consider, from putting together a new business plan to conducting market research, finding an office, staff, and everything in...
Read moreImproving the creditworthiness of your business is essential for gaining access to financing, securing favourable loan terms and building trust with customers, suppliers and partners. Here are some tips to help you enhance your business’s creditworthiness. Business credit score The measurement of your business’s financial health is your business credit score. A good business credit...
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