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Running a Business

  • Business

    Buying a business? Five useful lessons you should learn

    Every entrepreneur will face unique challenges when buying a business, but there are some real-life lessons that you can learn in advance. To support you in your buying journey,  this article – from the world’s leading platform for buying and selling businesses – will explore five helpful lessons every entrepreneur should understand and internalise. You may...

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  • Banks, Finance, Loans

    Securing finance without trading accounts

    Securing finance without trading accounts can be a chicken-and-egg situation. You need finance to start trading, but you can’t get finance without accounts proving the business has been successfully trading. However, all is not lost. With the help of a professional, it’s possible to convince a lender that your business is credit-worthy. For example, The...

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  • Finance

    Options to secure working capital for your business

    As any business owner will tell you, having access to cash flow and working capital is essential to maintain and grow your business. Without adequate working capital, you might struggle to take on new projects, hire additional staff, or pay suppliers. Thankfully, however, several options are available to increase your working capital if your cash...

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  • Banks, Finance

    My bank said no. What next?

    For most small and medium-sized businesses (SMEs), their bank is their first port of call for commercial finance. So what happens when your business needs a loan, and your bank says no? There are many reasons why a bank may reject a loan application, and it’s generally not straightforward to pin down the cause. Your...

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  • Loans

    Pros and cons of bridging finance 

    Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. A bridging loan could be beneficial if you need a short-term loan or access to finance quickly. However, as with all commercial finance options, bridging finance does have some drawbacks. Here’s a summary of the pros and cons...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    A Short Guide to Refinancing a Commercial Loan

    If your business has a commercial loan, then you should regularly consider whether refinancing can help improve your financial situation. It could provide you with the opportunity to secure improved terms or achieve specific objectives. However, it’s important to approach refinancing with careful consideration. In this short guide, we have outlined the key factors to...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    How can you get a business loan through Peer-2-peer funding?

    Peer-to-peer commercial funding, is a form of financing that connects businesses in need of funds with investors who are looking for attractive returns on their investments.  The process typically works as follows:  A business applies for a loan, either directly or through a broker such as ASC, through a peer-to-peer lending platform. The application includes...

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  • Business, Economy, Finance, Financial World, Loans, SME

    Why you should buy a pub in 2023!

    Are you thinking of buying a pub, but you’re not sure if it’s the right decision? This article will list the top reasons why it can be a practical investment.   Do you want to buy a pub in the United Kingdom? Discover why it is a smart choice from industry experts.   We’ve asked our friends...

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  • Banks, Business, Economy, Finance, Financial World, Loans, SME

    Why do we have bank holidays? When did they first come about? – Everything you wanted to know about the bank holiday!

    Q: What are bank holidays?  A: Bank holidays are public holidays in the United Kingdom that are recognized by banks, government offices, and other businesses. They are days when most businesses and many shops are closed, and many people have the day off work.  Q: Why do we have bank holidays?  A: Bank holidays were...

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  • Banks, Business, Economy, Finance, Loans, Property, SME

    Roses are Red, Violets are Blue, Support Small Business, Here’s what you can do!  

    OK, so we are probably not going to win any awards for our Valentines poetry. But that’s ok. At ASC we pride ourselves on helping small businesses, and being part of the UK’s SME community.   So we wanted to take a break from telling everyone how great we are and how we can help small...

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