We’ve got long-term and short term already – now we have long-term-short-term?

In the “traditional” world of looking for a loan, you’ve got two sets of timeframes when you’re looking at payment schedules. The option known to most is long-term mortgages or unsecured loans. These are normally aimed to take around 15-20 years to pay off, and most businesses looking at major projects will be pursuing them....

There are a few main categories that banks look at - here's our article in Electrical Times talking about how that impacts electricians!

There are hurdles in any finance process. Here are some common ones to watch out for, so you can be prepared!

We all know the bank managers have disappeared. But where did they go?

In the “old days”, getting a loan was perhaps a simpler task. You went to the bank, you asked for an appointment with the manager, and got yourself booked in. Then you came back at your allotted timeslot, presented your business plan, and if the manager liked the idea, then they gave you the money...

You might be surprised, but finance is a local business

When most people think “finance”, they think on a national perspective. The default image of finance is the big, high-street banks making transactions on a large scale across the country without regard to individuality or the areas they’re in. Now, we’ve talked before about how high-street banks aren’t the only option available – and it’s...

Inviting a Comparison

“How do you choose between lenders?” is a question we get asked often. It can be a tricky question to answer – no two brokers will have the same method, for one. But it involves broker and client looking at an offer and seeing if it really fits a business. However, there’s been a development...

Blockchain & AI – Finance’s Future?

Technology is amazing. We can do things today that would seem like magic at the turn of the century. There are few places where this is truer than Financial Services. The rise of “fintech” has changed the nature of brokers and traders, with communications taking hours, not days and complex calculations done in minutes. With...