Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. Bridging finance plays a crucial role in property development and investment by providing short-term capital to bridge funding gaps or facilitate property transactions. This form of financing is favourable when traditional forms of financing, such as bank loans,...
Read moreDan Gateshill is the Regional Director at our Hampshire, Dorset and Isle of Wight office. We asked him a few questions to help you get to know the man behind the desk. How long have you been with ASC? Six and a half years. What makes you a good broker? Feedback from my clients shows...
Read moreIf you’re looking to purchase a business and need financing to make it happen, there are numerous ways to fund your business acquisition. It can be a complex process, but with careful planning and consideration, you can secure the necessary funds to acquire your desired business. Here’s a summary of the common methods for financing...
Read moreWorking with a commercial finance broker can save you valuable time and may open up deals you couldn’t access independently. Finding the right commercial finance broker can transform your business prospects, but as there are so many to choose from, here are some tips on selecting the right one. What to look for in a...
Read moreAs any business owner will tell you, having access to cash flow and working capital is essential to maintain and grow your business. Without adequate working capital, you might struggle to take on new projects, hire additional staff, or pay suppliers. Thankfully, however, several options are available to increase your working capital if your cash...
Read moreFor most small and medium-sized businesses (SMEs), their bank is their first port of call for commercial finance. So what happens when your business needs a loan, and your bank says no? There are many reasons why a bank may reject a loan application, and it’s generally not straightforward to pin down the cause. Your...
Read moreBusiness loans can be categorised as either secured or unsecured loans. The primary difference between the two is the use of collateral: A secured business loan requires collateral in the form of business or personal assets as a guarantee for the lender. An unsecured business loan doesn’t require collateral, but lenders may ask for a...
Read moreA commercial mortgage is a secured loan used to purchase a commercial property. When deciding whether to lend, lenders assess several key factors to determine the borrower’s creditworthiness and the overall loan risk. Each lender may have slightly different criteria, but generally, they look at the following: Business and financial information Business history and type:...
Read moreInvoice finance, or factoring, is a financing solution that allows businesses to access funds by selling their outstanding invoices to a lender at a discounted rate. This guide will walk you through the process of invoice finance and provide key information to help you understand this financing option. There are two main types of invoice...
Read moreThere are many instances when your business may require short-term finance. Perhaps you might need to cover an unexpected large expense such as new equipment or require help to manage cash flow fluctuations. Whatever the reason, it helps to understand your short-term finance options. Short-term financing is usually for working capital purposes and has a...
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