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Business

  • Finance, SME

    Why it pays to use the right broker

    Do I really need a broker if I’m looking for business finance? Of course, if you ask us, as a commercial finance broker, we would give you a resounding “yes”! However, we truly believe that using a broker is the better option for a business looking to find finance. Why? The world of commercial finance...

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  • Business, Economy, Financial World

    What does 2021 bring for UK Businesses?

    So, we have finally seen the back of 2020, a difficult year for many reasons and one which provided many challenges for small businesses across the country, dealing with the effects of a global pandemic, lockdowns, and many other issues which made it such a challenging time. But now the new year has arrived, what...

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  • Business, Economy, Finance

    Don’t wait until a cash crunch to keep your business buoyant

    In August, the Office for National Statistics officially declared that the UK was technically in a recession for the first time in 11 years, although bounce back figures show that recovery may now be under way. What does recession mean for SME’s? Whilst Covid-19 may inspire the UK government to talk about aspirations for a...

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  • Business, Economy, Government, Housing

    How will the new “automatic” planning permission changes impact development?

    The Housing Secretary Robert Jenrick has announced that new homes will be granted “automatic” permission to be built. The move is part of the Government’s plans to speed up development to help minimise the economic impact of the coronavirus. He said “Land designated for growth will empower development – new homes, hospitals, schools, shops and...

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  • Loans

    More than an Interest Rate!

    What is the cheapest interest rate I can get? This is a question we often get asked. And we understand why. After all the interest rate is an important number if you are trying to evaluate whether a loan is the right one for your business. But (and it may sound stupid!) there is a...

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  • Banks, Business, Loans

    Bespoke, tailored exactly to fit you, created by experts with decades in the field. A suit? No, a loan!

    When many people look at business finance, there’s a strong temptation to apply the same assumptions that you would when looking at personal or residential loans. The bank deals with hundreds of loans every day, so they must have a variety of different loans to offer and for you to choose the best one. Right?...

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  • Business, Loans, Property

    Buying a Business - Leasehold vs Freehold

    You’ve got two options when it comes to buying a business. You can buy the leasehold, where you’re purchasing the right to use the land for a set period of time, but don’t have the same property ownership rights. On the other hand, you can buy the freehold, where you’re outright purchasing the property itself,...

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  • Financial World, Loans, Property

    Buy-to-lets: a “soft” approach to business?

    How many of you reading this own more than one property? If we’d asked that question 10 years ago, we highly doubt that many would have responded “yes”. Today, though, we imagine the answer spread would be very different. Whilst the BTL market has certainly cooled since the 3% Stamp Duty increase implemented in 2016,...

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  • Banks, Financial World, Loans

    Are unsecured loans really a “poison pill”?

    There are many different ways to get a loan. We’ve talked about a number of them in these blogs, and you’ll find even more on our website. However, the financial process has another part to it – security. Security is a deceptively complex topic, with a lot of different interpretations to be had. So, here’s...

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  • Finance, Financial World

    Finance Myths Dispelled

    We were honoured to recently publish a piece in PMM magazine talking about some of the most common myths about finance we see when helping SMEs with loans. So, if you’re a small business owner and are wondering: Where can you actually get finance from? How do you navigate the complicated finance process? What do...

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