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  • Business

    Buying a business? Five useful lessons you should learn

    Every entrepreneur will face unique challenges when buying a business, but there are some real-life lessons that you can learn in advance. To support you in your buying journey,  this article – from the world’s leading platform for buying and selling businesses – will explore five helpful lessons every entrepreneur should understand and internalise. You may...

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  • Banks, Finance, Loans

    Securing finance without trading accounts

    Securing finance without trading accounts can be a chicken-and-egg situation. You need finance to start trading, but you can’t get finance without accounts proving the business has been successfully trading. However, all is not lost. With the help of a professional, it’s possible to convince a lender that your business is credit-worthy. For example, The...

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  • Banks, Economy, Finance

    Buying a business – how accessible is bank finance?

    Last autumn’s market turmoil and the subsequent 14 consecutive base rate rises by the Bank of England have dramatically changed the commercial lending landscape compared to 12 months ago. So, if you’re considering buying or expanding a business, how likely will you get bank finance? Here’s how the UK bank lending market is currently looking:...

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  • Business, Finance, Loans, Property, Property development

    The role of bridging finance in property development and investment 

    Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. Bridging finance plays a crucial role in property development and investment by providing short-term capital to bridge funding gaps or facilitate property transactions. This form of financing is favourable when traditional forms of financing, such as bank loans,...

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  • Business, Finance, Loans

    How to finance your business purchase

    If you’re looking to purchase a business and need financing to make it happen, there are numerous ways to fund your business acquisition. It can be a complex process, but with careful planning and consideration, you can secure the necessary funds to acquire your desired business. Here’s a summary of the common methods for financing...

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  • Banks, Finance

    My bank said no. What next?

    For most small and medium-sized businesses (SMEs), their bank is their first port of call for commercial finance. So what happens when your business needs a loan, and your bank says no? There are many reasons why a bank may reject a loan application, and it’s generally not straightforward to pin down the cause. Your...

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  • Loans, Property

    What lenders look for in commercial mortgage applications

    A commercial mortgage is a secured loan used to purchase a commercial property. When deciding whether to lend, lenders assess several key factors to determine the borrower’s creditworthiness and the overall loan risk. Each lender may have slightly different criteria, but generally, they look at the following: Business and financial information Business history and type:...

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  • Business, Finance, SME

    Top 10 questions to ask when buying a business

    While buying a business can be a thrilling experience, there are various steps you’ll need to tackle. One of these is asking a seller the right questions. To support you in your buying journey, our friends at the world’s number one business for sale website have provided their insight. Here’s what they have to say....

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  • Finance, Loans

    Short-term finance options explained 

    There are many instances when your business may require short-term finance. Perhaps you might need to cover an unexpected large expense such as new equipment or require help to manage cash flow fluctuations. Whatever the reason, it helps to understand your short-term finance options. Short-term financing is usually for working capital purposes and has a...

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  • Banks

    Bank versus a commercial finance broker

    If your business needs finance, the default scenario is to go to your bank. However, the days of having a dedicated bank manager who knows your business inside out and can get you the loan you need are, unfortunately, behind us in most cases. So, what’s the alternative? Instead of seeking a bank loan, you...

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