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Property Finance

  • Business, Property

    Why purchase a buy-to-let property via a limited company?

    Buying a buy-to-let property through a limited company has become increasingly popular in recent times. According to estate agent Hamptons, 74% of all buy-to-let purchases in 2023 have been made via a limited company, up from 68% last year and 41% in 2015. This strategy can have certain advantages that may make it a preferred...

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  • Business, Finance, Loans, Property, Property development

    The role of bridging finance in property development and investment 

    Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. Bridging finance plays a crucial role in property development and investment by providing short-term capital to bridge funding gaps or facilitate property transactions. This form of financing is favourable when traditional forms of financing, such as bank loans,...

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  • Loans, Property

    What lenders look for in commercial mortgage applications

    A commercial mortgage is a secured loan used to purchase a commercial property. When deciding whether to lend, lenders assess several key factors to determine the borrower’s creditworthiness and the overall loan risk. Each lender may have slightly different criteria, but generally, they look at the following: Business and financial information Business history and type:...

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  • Banks

    Bank versus a commercial finance broker

    If your business needs finance, the default scenario is to go to your bank. However, the days of having a dedicated bank manager who knows your business inside out and can get you the loan you need are, unfortunately, behind us in most cases. So, what’s the alternative? Instead of seeking a bank loan, you...

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  • Finance

    What does a commercial finance broker do? 

    ASC Finance for Business is a commercial finance broker. This blog post explains what that means and how using a commercial finance broker could benefit your business. What is a commercial finance broker? A commercial finance broker is an intermediary between businesses seeking financing and lenders or financial institutions providing commercial loans. Professional brokers are...

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  • Loans

    Pros and cons of bridging finance 

    Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. A bridging loan could be beneficial if you need a short-term loan or access to finance quickly. However, as with all commercial finance options, bridging finance does have some drawbacks. Here’s a summary of the pros and cons...

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  • Business, Economy, Finance, Financial World, Loans, SME

    Why you should buy a pub in 2023!

    Are you thinking of buying a pub, but you’re not sure if it’s the right decision? This article will list the top reasons why it can be a practical investment.   Do you want to buy a pub in the United Kingdom? Discover why it is a smart choice from industry experts.   We’ve asked our friends...

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  • Banks, Business, Finance, Loans, Property, SME

    What is the difference between open and closed bridging?

    Bridging finance is a short-term loan used to bridge a financial gap between the purchase of a new property and the sale of an existing property. There are two main types of bridging finance; open and closed.  Open Bridging Finance has no set date for the loan to be repaid. This type of bridging finance is...

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