Accessing finance can be difficult, and traditional borrowing options like bank loans or overdrafts aren’t always straightforward. Sometimes clients ask us, “Can I use my pension to fund my business?” The short answer is yes, but this is a complex area of finance and not a decision to be taken lightly. Here’s a guide to...
Read moreWhether you’re embarking on a large-scale new build property development, renovating properties to rent, or expanding your buy-to-let portfolio, securing the right funding is a critical step in turning your vision into reality. Very few developers, whether seasoned professionals or first-timers, have the cash reserves to fund every aspect of a project outright. That’s where...
Read moreWhether you’re considering buying your first buy-to-let, expanding your property portfolio, or embarking on a property development, the right finance is crucial to making your investment a success. However, property investment finance isn’t a one-size-fits-all solution. The right type of funding will depend on your circumstances, the kind of property, and your long-term strategy. In this blog, we’ll outline the main options for financing an...
Read moreBuying a property at auction can be a great way to secure a good deal. However, it’s a fast-moving process, and you need to have the necessary finances in place quickly to complete your purchase. That’s where auction finance comes in. Auction finance is a specialised form of short-term funding designed to help buyers complete...
Read moreIf you own a business and need finance to secure premises, you might wonder if it’s possible to secure finance without a trading history. The short answer is yes, but it’s not always straightforward. Lenders value certainty. Commercial mortgage lenders seek reassurance that a business can repay the loan, making your trading history crucial. Your...
Read moreApplying for development finance is often a detailed and structured process, which can seem overwhelming if you’ve not been through it before. If you’re new to the process, here’s a step-by-step guide to help you understand how it works. Step 1: Preparation Before approaching any lenders, you’ll need to compile all the necessary information and...
Read moreFor many property investors, residential property often feels the safer choice, so it is consequently the most common, particularly among first-time buyers. However, semi-commercial properties are growing in popularity among savvy investors. Investing in semi-commercial properties provides an opportunity to diversify portfolios. A semi-commercial building combines commercial and residential elements, presenting dual-income potential. Residential tenants...
Read moreWhether you’re embarking on your first development project or you’re a seasoned developer, you’ll probably require development finance to get your scheme off the ground. Understanding how lenders decide on development finance applications helps determine your project’s feasibility. Like all types of finance, lenders assess the risk versus reward when deciding whether and how much...
Read moreIf you’re looking for finance to purchase, refinance, or develop commercial property, you’ll require a commercial mortgage. Here’s a guide to help you make informed financial decisions regarding your commercial mortgage. What is a commercial mortgage? A commercial mortgage is a loan secured against a property you don’t live in, either your business premises or...
Read moreProperty finance can be complex, but with our know-how and expertise, we make even the more complicated deals happen. Here’s a round-up of recent property finance completions from across the ASC network to prove our point: £360,000 to purchase semi-commercial premises for a property developer’s office The property had split titles that needed to be...
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