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  • Finance

    How does refinancing a business loan work, and what are the benefits?

    Running a business often involves obtaining a business loan to cover daily expenses or support expansion plans. Over time, interest rates may fluctuate, cash flow can vary, and your company’s needs may change. Refinancing a business loan can help you adapt to these variations by restructuring existing borrowing to better match your current circumstances and...

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  • Finance

    What are my options for financing an investment property? 

    Whether you’re considering buying your first buy-to-let, expanding your property portfolio, or embarking on a property development, the right finance is crucial to making your investment a success. However, property investment finance isn’t a one-size-fits-all solution. The right type of funding will depend on your circumstances, the kind of property, and your long-term strategy. In this blog, we’ll outline the main options for financing an...

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  • Finance

    The pros and cons of unsecured loans 

    If you’re seeking finance for your business, one option is an unsecured loan. Unlike secured loans, which are backed by assets such as property or equipment, unsecured loans don’t require collateral. Due to this, unsecured loans can appeal to small businesses and start-ups that may not have significant assets. However, as with any form of...

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  • Finance

    When should I refinance my business loan?

    Business loans can be invaluable for driving growth, managing cash flow, and investing in new opportunities. However, over time, the terms and conditions of your loan may no longer suit your business’s needs, so it might be beneficial to refinance it. Refinancing a business loan means replacing your current loan with a new one. Refinancing...

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  • Finance

    Can I get a loan to buy out a business partner?

    Running a business with a partner can be exciting and rewarding, but circumstances often change. There are several reasons why a partner might want to leave the business. If you find yourself in this situation, you might be wondering, “Can I get a loan to buy out my business partner?” The short answer is yes,...

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  • ASC News, Finance

    Recent ASC deals that made a difference

    At ASC Finance for Business, we specialise in making business finance work. Every client comes to us with a unique challenge, and it’s our job to find the funding solution to help them move forward, even if the odds are stacked against them. Here are just a few recent examples of how we have assisted...

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  • Finance

    Can I get a commercial mortgage without trading history?

    If you own a business and need finance to secure premises, you might wonder if it’s possible to secure finance without a trading history. The short answer is yes, but it’s not always straightforward. Lenders value certainty. Commercial mortgage lenders seek reassurance that a business can repay the loan, making your trading history crucial. Your...

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  • Finance

    Will AI change the way your business gets a loan?

    AI is transforming all aspects of life, and commercial finance is no exception. Traditionally, applying for a business loan has been a complicated process involving filling out forms, underwriters scrutinising every detail, and long waits. However, all of that is changing with the development of AI. From accelerating decisions to transforming the risk assessment process,...

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  • Finance

    When is cash flow lending the right option for your business?

    When it comes to business finance, many options are available, and no single solution fits all. If your business needs extra cash to cover the day-to-day running, cash flow lending could be a potential option. What is cash flow lending? Cash flow lending is a type of unsecured loan. It allows businesses to borrow money...

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  • Finance

    How brokers can help SMEs navigate the lending landscape

    Navigating the world of business finance can be challenging for small and medium-sized enterprises (SMEs), especially with so many lenders and funding facilities on the market. From understanding eligibility criteria to securing the best terms, the process is often time-consuming and complex, yet help is at hand. A commercial finance broker is an expert guide...

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ASC Finance for Business
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