Running a business often involves obtaining a business loan to cover daily expenses or support expansion plans. Over time, interest rates may fluctuate, cash flow can vary, and your company’s needs may change. Refinancing a business loan can help you adapt to these variations by restructuring existing borrowing to better match your current circumstances and...
Read moreWhether you’re considering buying your first buy-to-let, expanding your property portfolio, or embarking on a property development, the right finance is crucial to making your investment a success. However, property investment finance isn’t a one-size-fits-all solution. The right type of funding will depend on your circumstances, the kind of property, and your long-term strategy. In this blog, we’ll outline the main options for financing an...
Read moreIf you’re seeking finance for your business, one option is an unsecured loan. Unlike secured loans, which are backed by assets such as property or equipment, unsecured loans don’t require collateral. Due to this, unsecured loans can appeal to small businesses and start-ups that may not have significant assets. However, as with any form of...
Read moreBusiness loans can be invaluable for driving growth, managing cash flow, and investing in new opportunities. However, over time, the terms and conditions of your loan may no longer suit your business’s needs, so it might be beneficial to refinance it. Refinancing a business loan means replacing your current loan with a new one. Refinancing...
Read moreAt ASC Finance for Business, we specialise in making business finance work. Every client comes to us with a unique challenge, and it’s our job to find the funding solution to help them move forward, even if the odds are stacked against them. Here are just a few recent examples of how we have assisted...
Read moreIf you own a business and need finance to secure premises, you might wonder if it’s possible to secure finance without a trading history. The short answer is yes, but it’s not always straightforward. Lenders value certainty. Commercial mortgage lenders seek reassurance that a business can repay the loan, making your trading history crucial. Your...
Read moreAI is transforming all aspects of life, and commercial finance is no exception. Traditionally, applying for a business loan has been a complicated process involving filling out forms, underwriters scrutinising every detail, and long waits. However, all of that is changing with the development of AI. From accelerating decisions to transforming the risk assessment process,...
Read moreWhether you’re embarking on your first development project or you’re a seasoned developer, you’ll probably require development finance to get your scheme off the ground. Understanding how lenders decide on development finance applications helps determine your project’s feasibility. Like all types of finance, lenders assess the risk versus reward when deciding whether and how much...
Read moreSecuring commercial finance is often essential for business growth, but not all applications are successful. When deciding whether to lend, banks assess several factors to determine the risk level and the business’s ability to repay the loan. Any red flags can lead to rejection. Understanding the barriers to finance can help you improve your chances...
Read moreThe National Association of Commercial Finance Brokers (NACFB) annual impact report reveals that, on average, lenders attribute 67% of their SME portfolios to intermediaries. In 2024, NACFB members facilitated £26.5 billion of the UK’s £38 billion broker-led SME lending market. Commercial finance brokers have strong relationships with lenders and know how to present a finance...
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