The Bank of England has raised interest rates, again - What does it mean for me?

In case you missed our first report from late December about the Bank of England raising the interest base rate and what to expect, we have a small update on it. And although the information itself has not changed much since December; it is still worth reminding you what it means for you today. So,...

Do you know the difference between serviced monthly, rolled up, and retained interest?

Interest rates are the main cost of borrowing money. When you borrow money from a lender you are expected to pay back the amount that you borrowed, plus the interest on the amount borrowed. The number of different interest rates available when borrowing can be confusing, and varied. The types of interest rates on commercial...

What interest rate can I borrow at?

A simple question, but when it comes to commercial finance, it is not one which comes with a simple answer. But we understand how important it is to know what the answer to the question is before you start looking at whether or not it is worth you considering raising business finance. The truthful answer...

An Interesting Proposition – Are we seeing falling rates?

We recently came across possible the lowest residential mortgage rate we’ve ever seen. A leading high-street bank had a mortgage available at 60% or lower LTV at just .98%! Even when you consider the impact that recent politics and the financial crises of the last few years have had on interest rates, that’s still an...

Payments on your loan can be a confusing prospect. Our new ASC Infographic helps explain your options.

Basic Opinions

It’s no secret that lenders live and die by their interest rates. Exactly what interest rates a lender charges has a major impact on potential clients. As such, a change in the Bank of England’s base rate is a serious event. If the base rate rises, it could mean more profit, but if their rates...